Dembiyada internetka^(Cybercrime) ayaa meel walba ka jira, waxa ugu yar ee aad samayn kartaana waa in aad wax ka akhrido. Waxaa laga yaabaa inaad u maleyneyso in internetka^(Internet) iyo been-abuurka iimaylka ay saameeyaan kaliya kuwa aan aqoonta u lahayn teknoolojiyadda ama aan la socon wararka maalinlaha ah, laakiin taasi run maaha.

Laga soo bilaabo xirfadlayaasha IT-ga ilaa macallimiinta, saxafiyiinta, dadka dhammaan qaybaha kala duwan ee bulshada iyo xirfadlayaasha hortooda waxay ku dhaceen khayaanada internetka ee sida xun loo qorsheeyay , Khayaanada Ganacsiga Ganacsiga , Farmashiyaha^(Pharming) , iwm, kuwaas oo laga yaabo inay ku wareeraan qof kasta. Iyo fikradda khatarta-qaadista si cad kuma shaqaynayso macnaha guud. Markii ay soo baxeen shabakadaha bulshada iyo isticmaalka ballaaran ee iimaylka, khiyaanadani waxay heleen meel aad u fog.

Khayaanada khadka tooska^(Internet) ah , internetka^(Online) iyo iimaylka^(Email) ee caadiga ah

Waa kuwan 10ka xatooyo ee internetka^(Internet) iyo iimaylka ee ay tahay inaad iska ilaaliso:

Fadeexada Nayjeeriya

Waxaa suurtogal ah khiyaanada ugu hadal-haynta badan, kuwani waxay ku shaqeeyaan inta badan boostada iyo adeegyada fariimaha. Dadku waxay inta badan iimaylo ka helaan shaqsi Nigeria ah oo been abuur ah, kaasoo sheeganaya inuu ka soo jeedo qoys aad hodan u ah oo raadinaya qof ku deeqa lacagteeda. Caadi ahaan, khayaanadani waxay hormood u yihiin lacagta madow ama xatooyada aqoonsiga. Isticmaalaha ayaa loo ballan qaaday lacag aad u badan haddii uu la wadaagi lahaa tafaasiilkiisa, tiro dad ah oo la yaab leh ayaa ku dhacay. Waxay sidoo kale waydiisan doonaan isticmaalaha aan ogayn inuu saxeexo tiro foomamka sharciga ah, kuwaas oo runtii waxtar u leh inay lacag kala baxaan akoonkaaga.

Bakhtiyaa nasiibka caalamiga ah

Bakhtiyaanasiibka bakhtiyaanasiibka ayaa laga yaabaa inuu yahay khiyaanooyinkii ugu da'da weynaa uguna cad cad taariikhda khiyaanada internetka^(Internet) , haddana dadka waa la khiyaameeyaa. Asal ahaan^(Basically), boostada ayaa ka soo gaarta serverkaaga shirkad bakhtiyaa nasiib ah oo aan la garanayn, waxayna u egtahay mid rasmi ah oo ku dhawaad ​​​​dhab ah. Laakiin sida cad waxaa jira calammo guduudan oo khubaradu ay tilmaami karaan. Caadiyan, markay tani dhacdo, boostada kuguma soo hadal qaadi doonto magacaaga ama macluumaadkaaga shakhsi ahaaneed. Waxay ballanqaadayaan inay malaayiin doolar ku wareejinayaan akoonkaaga gaarka ah, haddii aad siiso faahfaahinta bangigaaga, ka dibna, dabcan, waxay lacagta ka saarayaan akoonkaaga. Malaayiin qof oo adduunka ah ayaa ku waayay lacag aad u badan oo ka mid ah dakhligooda khiyaanadan. Mararka qaarkood, emails-yadu waxay qaataan magaca shirkad bakhtiyaa nasiib ah oo caan ah, taas oo laga yaabo inay noqoto magac caalami ah, iyo farsamooyin heer sare ah, conmen waxay leeyihiin habab wanaagsan oo ay ku been abuuran karaan aqoonsigooda, markaa waa inaad mar walba fiirisaa.

Akhriso^(Read) : Khayaanada Microsoft^{(Microsoft scams)} iyo Khayaanada Taageerada Farsamada ee khadka tooska ah^{(Online Tech Support Scams)} .

Khayaanada safarka

Khiyaanada noocan oo kale ah ayaa si qurux badan u habboon xitaa maanta, maadaama dadka ku jira mareegahaan ama hela emails-ka been abuurka ah aysan gabi ahaanba filaneynin in la khiyaaneeyo. Dadku waxay arkaan qiimo dhimis weyn ama qiimo jaban oo ku saabsan xirmooyinka safarka qaarkood wayna ku dhacaan. Waxay sidoo kale ku weydiin doonaan macluumaadkaaga gaarka ah, waxaadna u baahan doontaa inaad bixiso xoogaa lacag ah. Caadiyan, kuwani waa khiyaamo degdeg ah oo ma daadin doonaan akoonkaaga, laakiin weligaa ma arki doontid lacagta aad bixisay ama ma heli doontid wax tigidh ah. Mar kasta oo aad hesho boostadan oo kale ama aad ku aragto shay laga shakisan yahay mareegaha, waxa fiican inaad laba jeer hubiso.

Khiyaanada Kaarka Daynta

Khiyaanadani sidoo kale aad bay u badan tahay. Caadiyan, waxaad ka heli doontaa boostada hawlwadeenkaaga oo sheeganaya inuu yahay bangigaaga. Waxay kuu sheegi doonaan in la joojiyay kaarkaaga deynta/debit-ka, ama waxaa kugu soo wajahan jebinta akoonkaaga oo aad u baahan tahay inaad si degdeg ah wax u qabato. Dadka intooda badan, oo ku jira xaalad argagax leh, waxay bixiyaan faahfaahinta kaadhka deynta, furaha sirta ah ee Hal Time, iyo xitaa nambaradooda biinanka. Aad bay muhiim u tahay in la xasuusto in bangigaagu aanu waligii ku weydiinayn macluumaadka xasaasiga ah ee noocan oo kale ah boostada ama taleefanka, kana taxaddar.

Aqriso^(Read) : Iska ilaali Khiyaanada Wax iibsiga onlaynka ah & Fasaxa Xiliga Fasaxa^{(Avoid Online Shopping Fraud & Holiday Season Scams)} .

Khiyaanada Shaqada

Khiyaanada noocaan ah ayaa ugaadhsata kuwa nugul. Dadka intooda badan waxay raadiyaan shaqooyin si ay u cusboonaysiiyaan tafaasishooda gaarka ah, sida waraaqaha aqoonsiga iyo magacyada ku yaal boggaga shaqo raadinta. Qof kastaa wuu heli karaa faahfaahintaas oo wuxuu la xiriiri karaa isticmaalaha. Waxaad heli doontaa boosto, oo ku weydiin doonta resumeygaaga, faahfaahinta waxbarashada, iyo shahaadooyin kale. Waxay kuu balan qaadi doonaan waraysi waxayna suurtogal tahay inay ku waydiiyaan qadar lacag ah, taas oo dib laguugu soo celin doono markaad shaqaaleysiiso ama wakhti danbe. Khayaanadani waxay inta badan hormood u yihiin xatooyada aqoonsiga iyo xatooyada lacagta.

Akhri^(Read) : iimaylka sheegaya, waan aqaan eraygaaga sirta ah^{(Email stating, I know your password)} .

Khiyaanada lacag bixinta dhijitaalka ah

Kuwani waa khiyaanada ugu sahlan uguna khatarta badan ee jirta, qof walbana waa inuu xusuusto maadaama dadku ay hadda aad ugu tiirsan yihiin farsamada. Malaayiin dad ah ayaa isticmaala boorsooyinka dhijitaalka ah ama meelaha lacag bixinta ee khadka ah sida PayPal ama Venmo . Isticmaalayaasha inta badan waxay boostada ku helaan digniin ku saabsan sida akoonkooda loo jabsaday, ama lacag lagala baxay akoonkooda. Caadi ahaan, dadku way argagaxaan, oo marna kuma dhacayso iyaga in qolo saddexaad ay khiyaamayso.

Khayaanada xayaysiiska onlaynka ah

Kuwani waxay la mid yihiin nidaamka khiyaanada shaqada, wax yar oo hal abuur leh. Markaad shay iib ah ku dhejiso portal ama aad dhejiso xayeysiis si aad u iibsato shay gaar ah, boggaga internetka sida eBay ama Craigslist , ama goob kasta oo kale, dadka khayaanada ah waxay heli karaan faahfaahintaas oo dib kuugu soo noqdaan. Waxay kuu sheegi doonaan inay hayaan waxaad raadineyso, oo laga yaabo inay xitaa kula wadaagaan sawirada, laakiin dalabyadani waxay inta badan la yimaadaan siyaasad lacag-bixineed, ka dib markaad bixiso, dib ugama maqasho iyaga.

Khayaanada maalgashiga

Khiyaanadani waa sida nidaamka Ponzi^(Ponzi) ee wakhtiga gaaban . Waxaa laga yaabaa inaad hesho ogeysiisyo ama iimayl ku siinaya 'Lacagtaada labanlaab bil gudaheed' ama wax kasta oo kale oo khiyaano ah. Xariiradaha been abuurka ah qaarkood ayaa xitaa leh qodobo xaqiijintaada, halkaas oo ay ku waydiisanayaan qadar lacag ah, oo ay ku khiyaameeyaan.

Akhriso^(Read) : Ka digtoonow Khiyaanada Cashuuraha Onlineka ah iyo Khiyaanada .

Caawinta masiibada ama khiyaanada samatabbixinta

Mar kasta oo aad hesho boosto ku weydiinaysa inaad lacag ugu deeqdo samafal ama hawl samatabbixin, waligaa ha u jawaabin iyaga. Dadka intooda badan waxay si cad ugu dhacaan kuwan iyagoo doonaya inay taageeraan sabab, laakiin maadaama aysan jirin si loo xaqiijiyo khiyaamooyinkan, dadkuna badanaa waxay ku deeqaan lacag aad u badan oo loogu talagalay gargaarka musiibada, tani waa khiyaamo khatar ah.

Weydiiso khiyaamo caawimo

Khiyaanadani dabeecad ahaan waa shakhsi ahaan, waxaana laga yaabaa inaad hesho boosto leh tafaasiil gaar ah oo ku saabsan qof gaar ah, oo ku xayiran xaalad waddan aan kala sooc lahayn, halkaas oo isaga/iyadu aanay ku noqon karin guriga oo ay ku weydiin doonaan lacagtaada. Dadku inta badan way indho beelaan dabeecadda shakhsi ahaaneed ee iimayladan, laakiin aad bay muhiim u tahay in la xasuusto in kuwani yihiin iimaylo silsilad ah, oo ay dadka waydiistaan ​​inay soo diraan kaalmo dhaqaale.

Khiyaanada internetka^(Online) ayaa ah khatar aad u weyn maadaama aad meel kasta kula kulmi karto, dadka ugu caqliga badanna way saameeyaan, maadaama aysan waligood arkin inay soo socoto. Mar kasta oo aad la kulanto wax ku jira bogga wararka ama mareegaha, had iyo jeer way fiican tahay inaad xaqiijiso aqoonsigooda ka hor intaadan dirin lacagtaada ama macluumaadkaaga shakhsi ahaaneed.

Lasoco khayaanada Maraykanka iyo Kanada

Shabakaddan bbb.org/scamtracker ayaa laga yaabaa inay ku caawiso raadinta khiyaanada agagaarkaaga.

Be aware, Stay safe!

Akhri soo socda^{(Read next)} : Halka laga soo sheego Khayaanada Onlineka ah, Isbaamka iyo shabakadaha phishingka .

Top 10 most common Online, Internet and Email scams & frauds

Cybercrime is everywhere, and the least you can do is read up about it. You might think the Internet and email scams only affect those who are not tech-savvy or do not keep up with the daily news, but that is not true.

From IT professionals to teachers, to journalists, people from all fragments of society and professional fronts have fallen for these immaculately planned online frauds, Business Compromise Scams, Pharming, etc, which might confuse anybody. And the notion of risk-taking obviously does not work in this context. With the advent of social networks and the wide usage of emailing, these scams acquired quite a foothold.

Common Online, Internet & Email scams

Here are the 10 Internet and email scams you should look out for:

Nigerian Scam

Possibly the most talked-about scams, these operate mostly through the mail and messaging services. People usually receive emails from a fake Nigerian individual, who claims to be from a very wealthy family and is looking for somebody to donate her money. Usually, these scams are fronts for black money or identity theft. The user is promised a huge amount of money if he or she would share his details, and a surprising number of people fall for it. They will also ask the unwitting user to sign a number of legal forms, which are actually pretty effective in taking money out of your account.

International Lottery scam

The lottery scam is perhaps the oldest and most obvious scams in the history of Internet fraud, and yet people are duped by it. Basically, a mail reaches your server from an unknown lottery company, and it looks official and almost real. But there are obviously some red flags which experts can point out. Usually, when this happens, the mail will not address you by your name or your personal details. They promise to transfer millions of dollars into your personal account, if you give them your bank details, and then, of course, they drain the money out of your account. Millions of people around the world have lost a massive amount of their earnings through this scam. Sometimes, the emails take the name of a famous lottery company, which might be a global name, and with high-end techniques, conmen have better means of faking their credentials, so you should always be on the lookout.

Read: Microsoft scams and Online Tech Support Scams.

Travel scams

This kind of fraud is pretty relevant even today, as people who are on these websites or get the fraudulent emails are not at all expecting to get swindled. People see huge discounts or really low rates on some travel packages and fall for it. They will also ask for your private details, and you will need to pay some money. Usually, these are quick scams and won’t drain your account, but you will never see the money you spent or get any tickets. Whenever you receive such a mail or spot something suspicious on a website, it is best to double-check.

Credit Card Scams

These frauds are also hugely common. Usually, you will get a mail from your operator who claims to be your bank. They will tell you your credit/debit card has been canceled, or you are facing some breach in your account and thus, need to act fast. Most people, in a state of panic, give out their credit card details, One Time passwords, and even their pin numbers. It is very important to remember that your bank would never ask you for this kind of sensitive information over mail or phone, and be careful.

Read: Avoid Online Shopping Fraud & Holiday Season Scams.

Job Scams

These kinds of frauds prey upon those who are vulnerable. Most people are looking for jobs to update their personal details, like mail ids and names on employment search portals. Anybody can access those details and contact the user. You will get a mail, asking for your resume, educational details, and other credentials. They will promise you an interview and possibly ask for a token amount of money, which would be reverted back to you upon hiring or at a later time. These scams are usually fronts for identity thefts and money swindling.

Read: Email stating, I know your password.

Digital payment scams

These are the easiest and the most dangerous frauds there is, and everybody should take note since people are so tech-reliant right now. Millions of people use digital wallets or online payment portals like PayPal or Venmo. Users often get an alert on their mail about how their account has been hacked, or an amount of money has been taken out of their account. Usually, people panic, and it never occurs to them that they are being duped by a third party.

Online ad scams

These are similar to the employment scam routine, just a little more creative. When you post an item for sale on a portal or post an ad to buy a specific item, in websites like eBay or Craigslist, or any other platform, fraudulent people can access those details and get back to you. They’ll tell you they have what you are looking for, and might even share pictures with you, but these offers usually come with a payment-first policy, and after you pay them,  you don’t hear back from them.

Investment scams

These frauds are like a short-term Ponzi scheme. You might get alerts or emails offering you ‘double your money on a month’ plans or any other such scams. Some fake portals even have provisions for your verification, where they ask you for a token amount of money, and hence dupe you.

Read: Beware of Online Tax Scams & Frauds.

Disaster relief or rescue scams

Whenever you get a mail asking you to donate money to a charity or a rescue operation, never respond to them. Most people obviously fall for these as they want to support a cause, but as there is no way to verify these scams, and people usually donate a substantial amount of money to disaster relief, this is a very dangerous fraud.

Ask for help scams

These frauds are more personal in nature, and you might get a mail with very specific details about a certain person, stuck in a situation in a random country, from where he/she cannot get back home and will ask for your money. People often get blindsided by the personal nature of these emails, but it is very important to remember that these are usually chain emails, and ask people to send over financial help.

Online scams are a huge risk as you can encounter them anywhere, and the smartest people get affected by it, as they never see it coming. Whenever you encounter anything on a news portal or website, it is always best to verify their credentials before you send in your money or personal details.

Track scams in USA and Canada

This website bbb.org/scamtracker may be able to help to track scams in your area.

Be aware, Stay safe!

Read next: Where to report Online Scams, Spam and Phishing websites.

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