Adeegyada kaadhka lacag-bixinta ee Virtual waxay kuu oggolaanayaan inaad qariso macluumaadka kaadhkaaga dhabta ah markaad wax iibsanayso. Tusaale ahaan, halkii aad ka isticmaali lahayd lambarkaaga kaadhka caadiga ah si aad wax uga soo iibsato degel hadh leh, waxaad ku xidhi kartaa nambarka kaadhka debit-ka ee macruufka ah si ay wax kasta oo la yaab leh ugu dhacaan kaarkaas, ma saameynayso kaadhkaaga lacag-bixinta dhabta ah.

Qaar ka mid ah sifooyinka wanaagsan ee aad ka filan karto adeegyada kaararka farsamada ee ugu wanaagsan waxaa ka mid ah awoodda aad uga ilaalin karto kaarka in meel kasta lagu isticmaalo, laakiin meesha aad qeexdo, joojiso ama joojiso kaarka wakhti kasta, dejiso xadka kharashka, ku iibso sharraxaad xisaab bangi oo daboolan, abuurto kaadhadhka ilbidhiqsiyo oo leh eber firfircooni ayaa loo baahan yahay, oo si otomaatig ah u dhicin kaadhadhkaaga muddo ka dib.

Ma jiraan adeegyo badan oo kaadhadhka farsamada ah oo halkaas ka jira. Intooda badan waxay dhab ahaantii ku xiran yihiin bangiyada jira, laakiin hoos waxaa ku qoran liiska ugu fiican ee waqtiga oo dhan (aan lahayn bangi ku xiran) adeegyada lacag-bixinta farsamada, mid ka mid ah kaas oo gebi ahaanba bilaash ah ^{(completely free )} (labada kale waxay leeyihiin tijaabo bilaash ah).

Waa maxay sababta loo isticmaalo Kaarka Debit Virtual?

Sababaha ugu badan ee loo isticmaalo kaadhka lacag-bixinta ee farsamada waa in laga ilaaliyo eedaha aan la ogolayn iyo in la qariyo aqoonsigaga dhabta ah. Si kastaba ha ahaatee, waxaa jira dhowr xaaladood oo laga yaabo in mid ka mid ah uu ku faa'iidaysto.

Waxaa laga yaabaa inaad isticmaasho kaarka lacag-bixinta ee farsamada gacanta haddii aad:

• Ha aaminin shabakada
• Waxaan jeclaan lahaa inaan la baabi'in is-diiwaangelinta habka "sax ah".
• Ha haysan kaadh caag ah oo kuu dhow si aad wax uga iibsato onlayn
• Waxaad^(Are) siinaysaa nambarkaaga saaxiib si uu wax ugu iibsado magacaaga
• Ma doonaysaa^(Want) inaad qariso magaca ganacsadaha dhabta ah si uu kuugu soo muuqdo bayaanka bangigaaga
• Ha haysan kaarka jirka si aad wax uga iibsato onlayn (laakin waxaad leedahay bangi)
• Waa laguu^(Were) diiday wax iibsi sababtoo ah nambarka kaadhka jirka waa mid aan shaqayn ama dhacay
• Ma doonaysaa inaad xaddido kharashaadkaaga degel gaar ah

Qarsoodinimada

Qarsoodigu^(Privacy) waa magac ku habboon adeeg cajiib ah oo ku xeeran sirtaada. Sida kaadhka lacag-bixinnada farsamada gacanta ee dhabta ah, waxay ku xafidaysaa macluumaadkaaga lafteeda oo keliya, waxayna ku faantaa sifooyin yaab leh:

• Gebi ahaanba waa bilaash (gabi ahaanba wax lacag ah ama kharash ah)
• Samee^(Create) kaararka deynta ee hal-isticmaalka ah ama kuwa dib loo isticmaali karo
• Ku xidh kaarka hal baayacmushtar si halkaas loogu isticmaalo oo keliya
• Deji xadka kharashka ugu badan (kharash kasta, wadarta, ama bishii/sanad kasta)
• Qeex^(Define) bangiga kaar kastaa lacagtiisa ka soo qaato
• Jooji oo dib u bilow kaararka wakhti kasta
• Jooji^(Cancel) kaararka si aad si joogto ah u joojiso lambarka
• Ku samee kaararka duulista gudaha Chrome
• Magacaw kaadhadhka lacag bixinta ee dalwaddii si aad ula socoto halka aad isticmaalayso
• Ku isticmaal khadka tooska ah ama abka Android ama iOS

Waxaa jira adeegyo aad u wanaagsan oo runtii aad u wanaagsan oo loogu talagalay kaadhadhka farsamada ee Qarsoonnimada. Mid waa haddii aad wax ka iibsanayso meel aanad garanayn ama aan ammaan ahayn oo aad ka baqayso inay lumiyaan/ iibiyaan lambarkaaga kaadhka Kaliya^(Just) samee kaadhka baayacmushtarka ku xidhan oo deji xadka kharashka ee saxda ah ee aad u baahan tahay.

Isdiiwaangelinta tijaabooyinka u baahan macluumaadka lacag-bixinta waa kiis kale oo fiican oo la isticmaalo. U deji xadka kharashka $1 ama shay ka hooseeya qaddarka ugu horreeya ee lacag-bixinta, ka dibna isticmaal kaarkaga si aad isu diiwaangeliso adoon ka welwelin in lagu dalaci doono. Ama, samee kaadhka, geli faahfaahintiisa shayga aad tijaabinayso, ka bacdina tirtir kaadhkaga!

Dhammaan wax kala iibsiga kaadhadhka farsamada gacanta waxa lagu tusay akoonkaaga sidii inay tahay hal bayaan bangi oo weyn, kaas oo runtii waxtar u leh ilaalinta sidaad u isticmaalayso akoonkaaga. Waxa kale oo aad ku arki kartaa hal meel inta aad ku bixisay Qarsoodiga^(Privacy) maanta iyo 30-kii maalmood ee la soo dhaafay.

Xaqiijinta laba-factor waxaa lagu taageeray Qarsoodi^(Privacy) si ay ugu adkeyso qof inuu galo kaararkaaga, xitaa haddii uu haysto eraygaaga sirta ah.

Qaab kale oo ammaan oo anfacaya waa ikhtiyaarka "lacag-bixinnada gaarka ah" kaas oo muujin doona macaamilka Qarsoon ee bayaanka bangigaaga mid ka mid ah xulashooyinkan doorashadaada (halkii ganacsadaha dhabta ah ee aad wax ku iibsanayso): Privacy.com , H& H Hardware , dhoola cadeyn Dukaanka Geeska^{(Smileys Corner Store)} , ama Dukaanka Hadiyada ee NSA^{(NSA Gift Shop)} .

Tilmaamuhu kaliya ma joogsadaan! Waxa kale oo aad ku heli kartaa lacag caddaan ah sirta^(Privacy) ; 1% dib u soo gadasho kasta oo lagu sameeyo kaarka Qarsoonnimada^(Privacy) . Si kastaba ha ahaatee, waxaad u baahan tahay Furaha Cashback^{(Cashback Key)} si uu u shaqeeyo.

blur

blur waa adeeg kale oo kuu ogolaanaya inaad samaysato kaarar macmal ah si aanad waligaa u soo bandhigin lambarkaaga kaadhka dhabta ah shabakadaha aad wax ka iibsanayso. Markaad diyaar u tahay inaad wax gadato, waxay soo iibsataa kaadhadhka hadyada ee horay loo bixiyay adiga oo ku hadlaya si marka aad dalbato, aad isticmaasho lambarka kaadhka hadyada halkii aad adigu isticmaali lahayd. Waxaas oo dhami waxay ku dhacaan duulista iyo muuqaallada gadaashiisa.

Isticmaalka kaadhadhka farsamada gacanta aad bay u fududahay. Marka ay gaadho wakhtigii aad geli lahayd macluumaadka kaadhkaaga, waxa aad dooran kartaa in aad samayso kaadh waji-xidhan oo cusub. blur ayaa ku waydiin doonta inta iibku yahay, ka dibna waxay iibsan doontaa kaar si ay u daboosho kharashaadka, ka dibna isla markiiba waxay ku siin doontaa lambarka kaadhka si aad wax u iibsato si qarsoodi ah.

Waxaad ku isticmaali kartaa Blur adiga oo sii maraya kordhinta desktop-ka Chrome^{(desktop Chrome extension)} ama barnaamijka moobilka Blur^{(Blur mobile app)} .

Waxaad ku helaysaa Blur Premium bilaash 30ka maalmood ee ugu horreeya, laakiin markaa waa inaad iibsataa mid ka mid ah qorshaha aasaasiga ah $40 USD /year ama qorshaha aan xadidnayn ee $15 /month (ama ka yar haddii aad doorato $ 100 /year ikhtiyaarka sanadka).

Fiiro gaar ah: blur dhab ahaantii waa ka badan yahay kaliya madal kaadhka lacag-la-wareejinta ah. Waxa kale oo aad u isticmaali kartaa si aad u kaydiso ereyada sirta ah, maaskaro iimaylkaaga iyo lambarka telefoonkaaga, oo aad u xidho raadraacayaasha shabakada.^{(Note: Blur is actually more than just a virtual debit card platform. You can also use it to store passwords, mask your email and phone number, and block web trackers.)}

Skrill

Skrill wuxuu kuu ogolaanayaa inaadan isticmaalin kaadhka farsamada ee khadka tooska ah, laakiin sidoo kale u dirto lacag saaxiibbada^{(send money to friends)} , iibso cryptocurrency, wax ka iibso onlayn, iyo xitaa ciyaar turubka^{(and even play poker)} . Markaad lacag ku haysato akoonkaaga Skrill , waxaad samayn kartaa kaarka farsamada gacanta si aad u isticmaasho meel kasta oo online ah oo Mastercard la taageero.

Kaliya kaadhkaaga farsamada gacanta ugu horeeya waa bilaash, laakiin wuxuu kuu ogolaanayaa inaad ka qariso macluumaadkaaga dhabta ah mareegaha si aad u ilaaliso sirtaada oo aad u ilaaliso lacagahaaga. Kaarka casriga ah ee Skrill wuxuu ku hoos jiri karaa mid ka mid ah lacagahan: USD , EUR , GBP , ama PLN .

Waad joojin kartaa kaarka wakhti kasta oo aad rabto, oo xitaa dooro inta uu kaadhka shaqaynayo ka hor inta aanu si toos ah u dhicin oo aanu faa'iido u lahayn qof kasta oo lambarka haysta.

3 Best Virtual Debit Card Services

Virtυal debit card services let you hide your real сard information when making purchases. For example, inѕtead of using your regular card number to buy something frоm a shady website, you can just plug in a vіrtual debit card number so that shoυld anything strange happen with that cаrd, it doesn’t affect your real debit card.

Some neat features you can expect with the best virtual card services include the ability to prevent a card from being used anywhere but where you specify, cancel or pause a card at any time, set spending limits, make purchases with masked bank account descriptions, create cards in seconds with zero activation required, and auto-expire your cards after a period of time.

There aren’t a lot of virtual card services out there. Most of them are actually attached to existing banks, but below is a list of the all-time best standalone (no bank affiliation) virtual payment services, one of which is completely free (the other two have free trials).

Why Use a Virtual Debit Card?

The most common reasons to use a virtual debit card is to protect against unauthorized charges and to hide your true identity. However, there are several scenarios where one might come in handy.

You might use a virtual payment card if you:

• Don’t trust the website
• Would rather not cancel a subscription the “correct” way
• Don’t have a plastic card nearby to make an online purchase
• Are giving your number to a friend to buy something on your behalf
• Want to hide the real merchant name from showing up on your bank statement
• Don’t have a physical card to make online purchases (but you do have a bank)
• Were denied a purchase because your physical card number is invalid or expired
• Want to limit your spending on a particular website

Privacy

Privacy is an appropriate name for an amazing service centered around your privacy. Like a true virtual debit card, it keeps your information to itself only, and boasts some really amazing features:

• It’s totally free (absolutely no charges or fees)
• Create single-use debit cards or reusable ones
• Lock a card to one merchant so it can only be used there
• Set a maximum spending limit (per charge, in total, or per month/year)
• Define which bank each card draws its money from
• Pause and resume cards at any time
• Cancel cards to permanently disable the number
• Create cards on the fly in Chrome
• Name your virtual payment cards to keep track of where you’re using them
• Use it online or with the Android or iOS app

There are tons of really great uses for Privacy’s virtual cards. One is if you’re shopping somewhere unfamiliar or insecure and you’re afraid they’ll lose/sell your card number Just make a merchant-locked card and set the spending limit to the exact amount you need it for.

Signing up for trials that require payment information is another perfect use case. Set a spending limit for $1 or something below the first payment amount, and then use your card to sign up without worry that it’ll be charged. Or, make the card, enter its details into the item you’re trialing, and then cancel your card!

All transactions from all of your virtual cards are shown in your account as if it were one big bank statement, which is really helpful for keeping tabs on how you’re using your account. You can also see in one place how much you’ve spent with Privacy today and over the last 30 days.

Two-factor authentication is supported with Privacy to make it much harder for someone to access your cards, even if they have your password.

Another handy security feature is the “private payments” option which will show Privacy’s transactions on your bank statement as any of these options of your choosing (instead of the real merchant where you make the purchase): Privacy.com, H&H Hardware, Smileys Corner Store, or NSA Gift Shop.

The features just don’t stop! You can also get cashback with Privacy; 1% back on every single purchase made with a Privacy card. However, you need a Cashback Key to make it work.

Blur

Blur is another service that lets you create virtual cards so that you’re never exposing your real card number to the websites you’re shopping at. When you’re ready to buy something, it purchases prepaid gift cards on your behalf so that when you order, you use the gift card number instead of your own. All of this happens on the fly and behind the scenes.

Using your virtual cards is extremely easy. When it’s time to enter your card information, you can select to make a new masked card. Blur will ask how much the purchase is for, and then it will buy a card to cover the costs, and then instantly give you the card number to make the purchase anonymously.

You can use Blur through the desktop Chrome extension or via the Blur mobile app.

You get Blur Premium free for the first 30 days, but then you have to purchase either the basic plan for $40 USD /year or the unlimited plan for $15 /month (or less if you opt for the $100 /year option).

Note: Blur is actually more than just a virtual debit card platform. You can also use it to store passwords, mask your email and phone number, and block web trackers.

Skrill

Skrill lets you not only use a virtual card online but also send money to friends, purchase cryptocurrency, shop online, and even play poker. Once you have money in your Skrill account, you can make a virtual card to use anywhere online that Mastercard is supported.

Only your first virtual card is free, but it lets you hide your real information from websites to protect your privacy and secure your funds. A virtual card at Skrill can be under any of these currencies: USD, EUR, GBP, or PLN.

You can cancel the card anytime you want, and even choose how long the card should be active before it automatically expires and becomes useless to anyone with the number.

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