Marka qof uu ka hadlo habka ugu wanaagsan ee lagu wareejin karo, loo diri karo ama lagu heli karo lacag online, PayPal ayaa maskaxdayada ku soo dhacaysa. Si kastaba ha ahaatee, PayPal waxay u baahan tahay kaarka deynta si ay u dhaqaajiso xisaabta oo dhan. In kasta oo qaar ka mid ah kaararka deynta ee chip-ka caalamiga ah ay si habsami leh ula shaqeeyaan PayPal , qof kastaa ma haysto. Haddii aad gasho shaqo xor ah, oo aad u baahan tahay inaad macaamiil ka qabato adduunka oo dhan, kuma dhegaysan kartid hal albaab oo lacag bixin ah. Tani waa halka beddelka PayPal^{(PayPal alternatives)} ay ku caawin karaan.

Beddelka ugu fiican PayPal

Waa in aad ogaataa in qaarkood laga yaabo in aanay ka shaqayn dalalka oo dhan. Markaa marka hore xaqiiji ka hor inta aanad is-diiwaangelin.

1] Payoneer

Payoneer waxay u badan tahay inuu yahay beddelka ugu fiican ee PayPal halkaas ka jira sida laga heli karo in ka badan 200 oo waddan. Qaybta ugu fiican waa in ay taageerto in ka badan 150 lacag oo kala duwan. Si kale haddii loo dhigo, dhib ma leh haddii aad rabto inaad lacag ka hesho US ama India ama Australia , hubaal waxaad sidaas ku samayn kartaa caawinta Payoneer . Sida PayPal , waxay leedahay habraac xaqiijin ah oo ay tahay inaad raacdo si aad u hesho koontada si buuxda loo ansixiyay. Faa'iidada isticmaalka Payoneer waa in aad heli karto MasterCard prepaid kaas oo loo isticmaali karo in wax lagu iibsado - waxay u shaqeysaa sida kaararka kale ee caadiga ah.

2] Skrill

Skrill (oo hore u ahaan jiray MooneyBookers ) ayaa loo istcimaalay mareegaha eCommerce kala duwan ee aduunka oo dhan. Sida beddelka kale ee PayPal , waxaad si cad u diri kartaa oo aad lacag uga heli kartaa Skrill . Qaybta ugu fiican ee Skrill waa inaad lacag diri karto ama heli karto isla markiiba. Sida laga soo xigtay iyaga, waxa kale oo suurtagal ah in aad lacag kala baxdo akoonkaaga bangiga xisaabtaada Skrill isla markiiba. Wax kala iibsiga caalamiga ah ee ugu horreeya ee Skrill waa bilaash. Taas ka dib, waxaa lagugu dalaci doonaa iyadoo loo eegayo dalka, lacagta iyo cadadka. Skrill waxaa lagu taageeraa in ka badan 200 oo waddan iyo ku dhawaad ​​40 lacag oo kala duwan.

3] 2Checkout

Waxa laga yaabaa inaad hore u aragtay summada “2CheckOut” ee mareegaha internet-ka ee kala duwan maadaama adeeggani caan ka yahay ^(States)Maraykanka^(United) . Tani waa sababta oo ah waxay ku dalacayaan hoose ee ^(States)Maraykanka^(United) . Macluumaadkaaga, waxaad u baahan tahay inaad bixiso 1% lacag bixin kasta oo guulaysata. Waxaad samayn kartaa koontada 2CheckOut adigoo isticmaalaya kaarka deynta iyo sidoo kale kaarka deynta. Sida beddelka kale, waa inaad bixisaa kharashka beddelka lacagta. 2CheckOut, waxay u dhaxaysaa 2-5%. Iyadoo la tixgalinayo dhammaan eedeymaha, 2CheckOut waxay u muuqataa mid qaali ah, laakiin waxay ballanqaadayaan ammaan wanaagsan.

4] Google Pay

Giant internet-ka, Google , ayaa samaysay albaabkan lacag bixinta ee khadka tooska ah si loo fududeeyo dhammaan habka dirista iyo helitaanka lacagta. Faa'iidada Google Pay  waa in ay aad u ammaan badan tahay, oo aad ku xidhi karto akoonkaaga xaqiijinta 2-factor. Way fududahay in lacag la diro, aad bay u fududahay in lacag la codsado, si fudud in lacag caddaan ah loo bixiyo, iyo wixii la mid ah. Khasaaradu waa inaadan isticmaali karin Google Wallet meel ka baxsan Maraykanka^(United) iyo Boqortooyada ^{(United Kingdom)}Ingiriiska^(States) . Ilaa hadda, beddelkan PayPal wuxuu ku xidhan yahay labadaas waddan.

Waxaa jira siyaabo kale oo badan oo lacag lagu diro oo online ah - sida Payza , Paymate , Dwolla , Stripe , WePay , Selz , Neteller , Bixiyaha^(Payeer) , iwm, mid kasta oo iyaga u gaar ah sifooyin gaar ah. Si kastaba ha ahaatee, kuwani waxay u badan tahay inay yihiin kuwa ugu badan ee la heli karo, la aamini karo, oo sahlan in la isticmaalo beddelka PayPal , fikradayda. Haddii aad hayso talo kale, fadlan ku soo qor faallooyinka hoose.

Isticmaalaha PayPal? U fiirso kuwan soo gelida PayPal & talooyinka amniga^{(PayPal login & security tips)} .^{(PayPal user? Take a look at these PayPal login & security tips.)}

Best PayPal alternatives to send and receive money

When someone talks about the best medium to transfer, send or receive money onlіnе, PayPal comes to our mind. However, PayPal needs a credit card to activate the whole account. Although some international chip debit cards work smoothly with PayPal, not everyone has it. If you are into a freelancing job, and you need to handle clients from all across the globe, you cannot stick to a single payment gateway. This is where these PayPal alternatives can help you.

Best PayPal alternatives

You should know that some of them may not work in all countries. So do verify first before you sign up.

1] Payoneer

Payoneer is probably the best PayPal alternative out there as is is available in more than 200 countries. The best part is that it supports more than 150 different currencies. In other words, it doesn’t matter whether you want to get payment from the US or India or Australia, you can certainly do so with the help of Payoneer. Like PayPal, it has a verification process that you must follow to get a fully approved the account. The advantage of using Payoneer is that you can get a prepaid MasterCard which can be used to make purchases – it works just like other regular debit cards.

2] Skrill

Skrill (formerly MooneyBookers) is being used on various eCommerce websites from across the globe. Like other PayPal alternatives, you can obviously send and receive money through Skrill. The best part of Skrill is that you can send or receive money instantly. According to them, it is also possible to withdraw money to your bank account from your Skrill account instantly. The first international transaction on Skrill is free. Following that, you will be charged based on the country, currency, and amount. Skrill is being supported in more than 200 countries and almost 40 different currencies.

3] 2CheckOut

You may have already seen the “2CheckOut” logo on various eCommerce websites since this service is quite popular in the United States. This is because they charge low in the United States. For your information, you need to pay 1% fee for each successful payment. You can create a 2CheckOut account using a debit card as well as a credit card. Like other substitutes, you have to pay a currency conversion charge. For 2CheckOut, it is between 2-5%. Considering all the charges, 2CheckOut seems quite pricey, but they promise better security.

4] Google Pay

The internet giant, Google, has made this online payment gateway to simplify the whole process of sending and receiving money. The advantage of Google Pay is that it is very secure, and you can lock down your account with a 2-factor authentication. It is easy to send money, very easy to request money, easy to cash out, and so on. The disadvantage is that you cannot use Google Wallet from outside of the United States and the United Kingdom. As of now, this PayPal alternative is bound to those two countries.

There are many other ways to send and receive money online – like Payza, Paymate, Dwolla, Stripe, WePay, Selz, Neteller, Payeer, etc, each having their own set of unique features. However, these are probably the most accessible, trustworthy, and easy to use substitutes to PayPal, in my opinion. If you have any other suggestions, please post in the comments below.

PayPal user? Take a look at these PayPal login & security tips.

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