Marka ay timaado dunida dhijitaalka ah, waxaan ahay ka kaliya ee qoyskayga oo wax badan ka og. Nasiib darro, xaaskaygu waxay u isticmaashaa iPhone-keeda kaliya emaylka, Facebook , ku sheekeysiga, iyo ciyaaraha. Taasi waxay ku saabsan tahay. Anigu, dhanka kale, waxaan maamulaa wax walba oo kale oo la xiriira internetka^(Internet) ama kombuyuutarrada. Waxaan maamulaa bangiyada online-ka ah, maalgashiga, iyo kaararka deynta.

Waxaan sidoo kale haystaa dhammaan furaha sirta ah iyo gelitaanka dhammaan boggaga aan u isticmaalno AAA ilaa goobtayada HOA ilaa shirkadaha diyaaradaha ee shabakadaha warbaahinta bulshada, iwm, iwm. Intaa waxaa dheer, waxaan sidoo kale maamulaa dhammaan warbaahintaada dhijitaalka ah oo ay ku jiraan sawirro, fiidiyowyo iyo dukumiintiyada dhijitaalka ah ee muhiimka ah . Xaalada murugsan ayaa ah in aan wado ganacsi gabi ahaanba dhijitaal ah: blogging! Waxaan haystaa dhowr goobood, oo ku xidhan akoonadooda bangi ee gaarka ah iyo aqoonsiyada onlaynka ah ee ku saabsan heshiisyada shabakadaha xayeysiiska, boggaga warbaahinta bulshada, goobaha martigelinta, iwm.

Beryahan danbe waxa igu soo dhacday fikir ah in hadii aan dhiman lahaa ama aan sinaba u itaal dari lahaa in reerka la isku halayn doono. Ma ogaan lahayd inta xisaab bangi ee aanu ku leenahay, halka ay maalgashadayaashu yihiin, waxa xisaabaadka online-ka ah ee aan ku hayno ama waxa aan ku kaydiyay daruuraha (taas oo ah wax badan). Waxaa dheer, xitaa haddii ay sameyso, ma awoodi doonto inay gasho midkoodna. Tani waxay la macno tahay inay jiri doonto la laali doono gebi ahaan galitaanka dhijitaalka ah iyo hantida oo ag fadhiya iyadoo aanay jirin cid maamusha ama ilaalisa. Aqoonsigayaga dhijitaalka ah wuxuu ahaan lahaa kharibaad dhammaystiran.

Nimcada kaliya ee badbaadinaysa waa inay taqaan erayga sirta ah ee sayidkayga oo ay gasho aaladayda xaqiijinta laba arrimood ah, oo ay isticmaali karto si ay u gasho liiska dhammaan goobahayga iyo galitaankayga. Si kastaba ha ahaatee, iyadu xitaa ma ogaan lahayd meesha laga isticmaalo erayga sirta ah ee sayidkiisa maadaama aysan waligeed horay u samayn.

Maqaalkan, waxaan rabaa in aan ku dhex maro xalal suurtagal ah oo aan baadhay dhowrkii toddobaad ee la soo dhaafay iyo sida aan u go'aansaday in aan sugo dhaxalkayga dhijitaalka ah haddii ay dhacdo geeri aan waqti lahayn ama geeri. Maaha wax xiiso leh in laga fikiro, laakiin gabi ahaanba lama huraan ah gaar ahaan tan iyo inta badan waxyaabaha aan ku samayno nolosheena waa online ama qaab dijital ah.

Marka hore, Isku wada duub

Si kastaba ha ahaatee dariiq kasta oo aad u marto dhamaadka si aad ugu gudbiso macluumaadka qofka kale ee muhiimka ah ama xubin qoyskaaga ah, waxaad u baahan tahay inaad marka hore hesho dhammaan macluumaadka oo aad ku kaydiso hal meel. Hadda waxaa jira dhowr siyaabood oo tan loo sameeyo, laakiin gabi ahaanba waa lagama maarmaan in xogta loo kaydiyo si ammaan ah maadaama aad asal ahaan noloshaada dhijitaalka ah ku ridayso hal meel.

Iyadoo ku xiran heerka aaminaaddaada, waxaad soo saari kartaa liiskaan qaab dhijitaal ah ama qaabkii hore ee dugsiga. Waxaan isticmaalaa abka maamulaha sirta ah ee aan ku kalsoonahay in aan la jabsan doonin. Si kastaba ha ahaatee, haddii aad si cad u diidan tahay in macluumaadka xasaasiga ah ee internetka la soo geliyo gabi ahaanba, markaa waxa fiican inaad si fudud u qorto dhammaan ama aad qorto ka dibna daabac oo tirtirto nooca dhijitaalka ah.

Labada ikhtiyaar ee ugu fiican ee kaydinta dhijitaalka ah waa KeePass iyo LastPass . KeePass waxa lagu kaydin karaa maxali ahaan sidaa awgeed waxa laga yaabaa inay u noqoto door wanaagsan kuwa ka digtoon inay wax kasta ku kaydiyaan internetka^(Internet) . Haddii aad ku qanacsan tahay sirta iyo xaqiijinta laba-factor , markaa waxaad isticmaali kartaa LastPass si aad u ururiso dhammaan xogta muhiimka ah.

LastPass waxay leedahay astaamo kale oo ammaan oo faa'iido leh sida erayga sirta ah ee hal mar ah. Hal mar oo sir ah, waxaad tan ku kaydin kartaa meel aamin ah sida meel ammaan ah guriga oo xaaskaaga waxay isticmaali kartaa erayga sirta ah si ay u gasho akoonkaaga haddii ay wax kugu dhacaan. Waxa ugu fiican ee ku saabsan erayga sirta ah ee hal mar ah waa inuu dhaco ka dib markaad gasho hal mar. Markaa uma baahnid inaad bixisid eraygaaga sirta ah ee sayidkaaga oo aadan ku kaydin meel kasta oo aan ammaan ahayn sidaad rabto.

Marka la eego macluumaadka ay tahay inaad ururiso, waa inay macno ahaan noqotaa wax kasta oo aad ka fikiri karto. Xisaabaadka iimaylka , bangiyada internetka, kaararka deynta, maalgashiga, shabakadaha bulshada, shirkadaha diyaaradaha, ^(Email)goobaha^(Basically) wax iibsiga, goobaha kaydinta, goobaha martigelinta, iwm . KeePass iyo LastPass , waxa^(LastPass) kale oo aad ku dari kartaa qoraalo shay kasta oo aad ku darto, markaa haddii ay jiraan macluumaad dheeraad ah oo aan ahayn macluumaadka gelitaanka ee aad u baahan tahay inaad ku darto, way fududahay inaad taas ku darto.

Marka labaad, Dhammaantood Sug

Hadda oo aad haysato ururinta sare ee wax kasta oo ka jira noloshaada dhijitaalka ah, waxaad u baahan tahay inaad hubiso inay ammaan tahay. Haddii aad isticmaalayso fursadaha dhijitaalka ah sida LastPass ama KeePass , waxaad u baahan tahay inaad isticmaasho wax ka badan oo keliya erayga sirta ah. Labaduba waxay leeyihiin xaqiijin labaad (laba arrimood) ikhtiyaari oo wax walba ka dhigaya milyan jeer ka sii badbaadsan.

Xataa iyadoo sirta iyo xaqiijinta laba-factor, si kastaba ha ahaatee, xogta weli waa la jebin karaa oo tani waa halka ay dadku ka digtoonaadaan kaydinta xogta si dhijitaal ah ay leeyihiin cabasho sharci ah. Tusaale ahaan, haddii aad ku dhameysato spyware ama malware oo si qarsoodi ah ugu shaqeeya gadaal, waxay si fudud u qabsan kartaa wax kasta oo aad ku qorto. default. Xataa haddii malware-ku uu ku koobiyaynayo faylkaaga xogta kombayutarkooda meel fog, ma awoodi doonaan inay jebiyaan wakhti kasta oo suurtogal ah bini'aadamka xitaa kombiyuutaro badan oo degdeg ah.

Waa lama huraan in kombayutarka aad isticmaalayso si aad u ururiso dhammaan macluumaadkan uu nadiif yahay ka hor inta aanad bilaabin. Haddii aad samaynayso wax badan oo koobiyeyn iyo dhejis ah, malware-ku waxa uu qabsan karaa waxa ku jira kilib-boodhka ka hor inta aanu gelin xogta qarsoon. Sidoo kale, haddii qof meel fog ka koontarooli karo kombiyuutarkaaga, markaas waxay furi karaan barnaamijyada (haddii ay furan yihiin) oo ay helaan dhammaan macluumaadka ay u baahan yihiin. Taasi waa sababta ay sidoo kale lama huraan u tahay in la xiro keydka macluumaadka haddii aadan isticmaalin ( KeePass ) iyo inaad dejiso waqti gaaban haddii aad isticmaalayso kordhinta browserka ( LastPass ).

Kordhinta biraawsarkaaga LastPass^(LastPass) , waxaad si sax ah wax walba uga heli kartaa biraawsarkaaga. Tani waxay ku habboon tahay gelitaanka goobaha si toos ah, iwm, laakiin sidoo kale waxay keenaysaa khatar ammaan oo weyn. Haddii qof uu la wareego kombuyuutarkaaga oo aad gasho LastPass , waxay kaliya u dhoofin karaan fayl leh dhammaan gelitaanka iyo aqoonsiga waxayna u wareejin karaan naftooda dhowr daqiiqo ama ka yar.

Si kastaba ha ahaatee, LastPass wuu ogyahay waxaas oo dhan, sidaas darteedna wuxuu leeyahay fursado badan oo ammaan ah. Tusaale ahaan, haddii aad xidhid browserka, waxaad hubin kartaa in LastPass uu ka baxay macnaha haddii qof kale yimaado oo furo browserka, waa inay dib u soo galaan. Waxa kale oo aad haysan kartaa si uu u baxo ka dib wakhti cayiman oo aan shaqayn. Tan waxaan u dhigay dhowr miridh sababtoo ah ma rabo in qof kale awood u yeesho inuu galo akoonkayga inta aanan halkaas joogin oo daaqada browserku furan tahay.

KeePass , waxa^(KeePass) kale oo aad haysataa xoogaa ammaan ah. Nooca ugu cusub xitaa wuxuu awood u leeyahay inuu jahawareeriyo keyloggers-ka lagu rakibay mashiinkaaga si aysan dhab ahaantii u qabsan karin xogta aad ku qorto mid ka mid ah goobaha. Marka lagu daro furaha sirta ah, waxaad isticmaali kartaa faylasha muhiimka ah. Faylka muhiimka ah waa fayl ku kaydsan qalab dibadda ah oo u baahan in lagu daro erayga sirta ah ee sayidkiisa si loo furo kaydka xogta. Ugu dambeyntiina, waxaad sidoo kale ku xiri kartaa xogta koontadaada Windows -ka, sidaa darteed xitaa erayga sirta ah iyo feylka muhiimka ah, waa in aad gasho koontada isticmaale ee gaarka ah.

Taasi waa sababta qof kastaa u isticmaalo mid ka mid ah labadan doorasho ee lagu kaydinayo macluumaadka gelitaanka aaminka ah. Haddii aadan rabin inaad isticmaasho wax ikhtiyaar ah oo dhijitaal ah, ka dib si fudud wax walba ugu qor warqad. Waxaan aad ugu talin lahaa inaan la isticmaalin barnaamij sida Word ka dibna la daabaco faylka. Arrinka ugu weyn ayaa ah in marka aad abuureyso faylka, uu si weyn u furan yahay in la weeraro oo aan la sirmin. Intaa waxaa dheer, waxaad haysataa fursad aad ku illowdo gabi ahaanba, si aad naftaada u furto dhammaan noocyada dhibaatooyinka. Sida cad waxay qaadan doontaa wakhti yar in la ururiyo liiska, markaa waxa fiican inaad isticmaasho shay sugan inta aad samaynayso.

Mar dambe, ka dib markaad u dhoofiso xogta qaab daabacan, waxaad tirtiri kartaa kaydka xogta ama akoonka khadka haddii aad runtii dareentay raaxo darro.

Marka seddexaad, Qaado Qareen

Nasiib darro, dunida dhabta ah iyo dunida dhijitaalka ah waa isku xiran yihiin. Marka qof dhinto, bangigu wuxuu inta badan xayiraa xisaabaadkooda. Haddi aanad lahayn awooda dhaqaale ee saxda ah ee qareenka, xaaskaagu waxa laga yaabaa in aanay awoodin in ay hesho wax lacag ah ilaa ka dib la xaliyo hantida. Tani waxay ku dari kartaa walbahaar badan xaalad awalba kadeedka badnayd.

Qareenka saxda ah wuxuu heli karaa wax walba si adiga kuu habboon oo xitaa waxaa loo isticmaali karaa in lagu kaydiyo faylkaaga sirta ah ee daabacan ama erayga sirta ah. Waxa muhiimka ah waa in si sax ah loo habeeyo dhammaan awooda qareennada. Koontada hubinta wadajirka ah ayaa shaqayn doonta, laakiin taasi waa haddii aad leedahay hal akoon oo bangi ah. Kiis tayda oo kale ah, waxaan ku leeyahay xisaabo bangi oo badan oo magacayga kaliya ayaa ku dul yaal. Haddii aan rabo in ay gacanta ku dhigto, in la siiyo macluumaadka gelitaanka waxba waxba ma tari doono. Dhab ahaantii, waxay keeni kartaa dhibaato badan sababtoo ah farsamo ahaan waxay jebin doontaa sharciga iyada oo gelaysa xisaabaadka dhimashadayda ka dib.

Marka afraad, Qor Hagaha & Kaydiso

Ugu dambeyntii, waxaad u baahan tahay inaad dhab ahaantii abuurto wax qof aan farsamo ahayn uu raaci karo. Sida ugu fiican ee tan loo sameeyo waa in la qoro dukumeenti sharaxaya sida wax loo habeeyey, xisaabaha ay yihiin muhiim, sida loo galo, iwm sanduuqa dhigaalka ee bangiga.

Tan ha ku kaydin guriga, xitaa mid ka mid ah kuwa badbaadada guriga ah haddii ay suurtogal tahay. Waa maxay sababtu? Hagaag, waxa kaliya oo fiican in lagu hayo goob rasmi ah oo u baahan qof inuu si dhab ah u galo meel dadweyne ah. Haddii aad ku leedahay meel ammaan ah guriga oo ay jiraan dad yaqaan waxa gudaha ku jira, waxay keeni kartaa in qof sameeyo shay finan sida ku qasbo qofka aad aaminsan tahay inuu u furo. Waxay u badan tahay inay tahay fursad yar, laakiin xaqiiqadu waxay tahay in waxyaabo waalan ay dhacaan ka dib marka qof uu dhinto mararka qaarkood oo aadan rabin inaad taas la macaamilto.

Haddii aadan rabin inaad si dhab ah u kaydiso erayga sirta ah oo dhan iyo liiska galitaanka sanduuqa badbaadada leh, waxaad ku haysan kartaa erayga sirta ah halkaas ama xitaa hal mar oo sir ah, in kasta oo taasi ay khatar yar tahay maadaama la isticmaali karo oo keliya. hal mar iyo haddii qof la xiro ka dib isaga oo aan helin macluumaadka saxda ah, markaa waligood ma awoodi doonaan inay soo laabtaan.

Gabagabo

Sida iska cad tani maaha dariiqa kaliya ama habka ugu wanaagsan ee aqoonsiga dhijitaalka ah loogu wareejin karo qof kale dhimashadaada ka dib, laakiin waa talaabadii ugu horeysay iyo mid dadka intiisa badan, oo aan anigu ku jiro, aan waligood isku mashquulin inay ka fikiraan. Aniga iyo xaaskayga waxaan abuurnay dardaaran wakhti dheer ka hor anagoo kalsooni iyo awood qareenno ah haysanay, laakiin waxaan ogaaday inay taasi tahay kala badh waxa ay u baahan doonto si ay wax walba si sax ah u maamusho.

Noo sheeg fikradahaaga haddii aad samaysay qorshe iyo agabka ama hababka aad u isticmaashay ururinta iyo kaydinta macluumaadka xasaasiga ah. Ku raaxayso!

OTT Guide to Securing Your Digital Life After Death

When it comes to the digital world, I’m the only one in my family that knowѕ much about it. Unfortunately, my wife uses only her iPhone for email, Facebook, chatting, and games. That’s about it. I, on the other hand, managе EVERYTHING else related to the Intеrnet or computers. I manage our online banking, investments, and crеdit cards.

I also have all the passwords and logins for all the sites we use from AAA to our HOA site to airlines to social media networks, etc, etc. In addition, I also manage all of your digital media including photos, videos and important digital documents. Complicating the situation is that I run a business that is totally digital: blogging! I have several sites, tied to their own individual bank accounts and online identities spanning ad networks deals, social media pages, hosting sites, etc.

Recently, the thought occurred to me that if I were to pass away or become incapacitated in any way, the family would  be screwed. She wouldn’t know how many bank accounts we have, where the investments are, what online accounts we have or what stuff I have stored in the cloud (which is a lot). Plus, even if she did, she would not be able to log into any of them. This would mean that there would be a whole slew of digital logins and assets sitting around with no one to manage them or look after them. Our digital identity would be a complete mess.

The only saving grace is that she knows my master password and has access to my two-factor authentication device, which she could use to access a list of all my sites and logins. However, she wouldn’t even know where to use the master password since she’s never done it before.

In this article, I want to walk through some possible solutions that I researched over the last few weeks and how I decided to secure my digital legacy in case of my untimely death or demise. Not fun stuff to think about, but totally necessary especially since most of the stuff we do in our lives is online or in digital format.

Firstly, Get It All Together

No matter what route you take in the end to pass on information to your significant other or family member, you first need to get all the information together and store it in one place. Now there are a couple of ways to do this, but it’s absolutely necessary that the data is stored very securely since you’re basically putting your entire digital life in one location.

Depending on your level of trust, you can generate this list either digitally or the old-school way. I use a password manager app that I feel confident won’t be hacked into. However, if you are just plain averse to putting such sensitive information online at all, then it’s best to simply write it all down or type it up and then print it and delete the digital version.

The two best options for digital storage are KeePass and LastPass. KeePass can be stored locally and therefore might be a better option for those wary of storing everything on the Internet. If you’re comfortable with encryption and two-factor authentication, then you can use LastPass to compile all the essential data.

LastPass has other useful security features like a one time password. With a one time password, you could store this in a secure location like a home safe and your spouse could use this password to log into your account if something were to happen to you. The nice thing about a one time password is that it expires after you log in once. So you don’t have to give out your master password nor store it anywhere that is not as secure as you would like.

In terms of the information you should collect, it should literally be everything you can think of. Email accounts, online banking, credit cards, investments, social networking sites, airlines, shopping sites, backup sites, hosting sites, etc, etc. Basically anything you ever have logged into that still is pertinent and useful. With KeePass and LastPass, you can also add notes to each item you add, so if there is additional information other than login information you need to include, it’s easy to add that.

Secondly, Secure It All

Now that you have a master collection of everything that exists in your digital life, you need to make sure it’s secure. If you’re using the digital options like LastPass or KeePass, you need to use more than just a strong password. Both have secondary authentication (two factor) options that make everything a million times more secure.

Even with encryption and two-factor authentication, however, the data can still be compromised and this is where people wary of storing data digitally have a legitimate claim. For example, if you end up with spyware or malware that runs secretly in the background, it could easily capture everything you type in. In terms of actually getting access to your entire database, that would be much harder since the data is heavily encrypted by default. Even if the malware were to copy your database file to their computer remotely, they would not be able to crack it in any humanly feasible amount of time even with many fast computers.

It’s essential that the computer you use to compile all of this information is clean before you start. If you’re doing a lot of copying and pasting, malware can capture what’s in the clipboard before it gets into the encrypted database. Also, if someone can remotely control your computer, then they can open the programs (if left open) and get all the information they need. That’s why it’s also essential to close the database if you’re not using it (KeePass) and to set a short timeout if you are using the browser extension (LastPass).

With the LastPass browser extension, you can access everything right from your browser. This is convenient for logging into sites automatically, etc, but it also poses a big security risk. If someone takes over your computer and you’re logged into LastPass, they can just export a file with all logins and credentials and transfer it to themselves in a few minutes or less.

However, LastPass knows of all this and therefore has lots of security options. For example, if you close the browser, you can make sure that LastPass logs out meaning if someone else comes by and opens the browser, they’ll have to login again. You can also have it so that it logs out after a certain amount of idle time. I set this to a few minutes because I don’t want the ability for someone else to access my account while I’m not there and the browser window is open.

With KeePass, you also have quite a bit of security. The newest version even has the ability to confuse keyloggers installed on your machine so that they can’t actually capture the data you type into any of the fields. In addition to a master password, you can use key files. A key file is a file that is stored on an external device and needs to be used in addition to the master password to open the database. Lastly, you can link the database to your Windows account too, so even with the password and key file, you would aso have to be logged into that particular user account.

That’s why pretty much everyone uses one of these two options for storing secure login information. If you don’t want to use any digital option, then simply write everything down on paper. I would highly advise against using a program like Word and then printing the file. The main issue being that while you are creating the file, it’s wide open to attack and not encrypted. Plus you have the chance of forgetting about it altogether, thereby opening yourself up to all kinds of problems. It will obviously take quite a bit of time to compile the list, so it’s best to use something secure while you do it.

At a later point, after exporting the database to a printed version, you could delete the database or online account if you really felt uncomfortable.

Thirdly, Get a Lawyer

Unfortunately, the real world and the digital world are interconnected. When someone dies, the bank will usually freeze their accounts. If you don’t have the correct financial power of attorney set up, your wife may not be able to access any money until after the estate is settled. This can add more stress to an already super-stressful situation.

A proper lawyer can get everything in order for you and can even be used to store your confidential master printed file or master password. What’s essential is getting all the power of attorneys setup correctly. A joint checking account will work, but that’s only if you have one bank account. In a case like mine, I have a bunch of bank accounts and only my name is on them. If I want her to take control, just giving her the login information will do nothing. Actually, it can cause more trouble because technically she’ll be breaking the law by accessing the accounts after my death.

Fourthly, Write a Guide & Store It

Lastly, you need to actually create something that someone non-technical can follow. The best way to do this is to write up a document that explains how things are setup, what accounts are important, how to access them, etc. Print this document and additionally, the list of all logins for everything and store this in a safe deposit box in a bank.

Do not store this at home, even in one of those home safes if possible. Why? Well, it’s just better to keep it in an official location that requires someone to actually walk into a public place. If you have a safe at home and there are people who know what’s inside, it could cause someone to do something rash like force your trusted person to open it for them. It’s probably a small chance, but the fact is that crazy stuff happens after someone dies sometimes and you don’t want to be dealing with that.

If you don’t want to actually store the entire password and login list in the safe deposit box, you can just keep the master password there or even just a single one time password, though that is a little riskier since it can only be used once and if someone gets locked out after that without getting the proper information, then they won’t ever be able to get back in.

Conclusion

This is obviously not the only way or the best way to transfer your digital identity to someone else after your death, but it’s a first step and one that most people, including myself, have never even bothered to think about. My wife and I created a will long ago with a trust and power of attorneys, but I realized that was only half of what she’ll need to manage everything properly.

Let us know your thoughts if you’ve created a plan and what tools or processes you used for collecting and storing sensitive information. Enjoy!

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