Ka dib in ka badan laba sano oo caqabado sharci ah, WhatsApp wuxuu bilaabay inuu ku bixiyo habka ^(WhatsApp)lacag bixinta^(Payment) UPI- ka ee Hindiya^(India) . Si la mid^(Similar) ah farriimaha, WhatsApp Pay waxay u ogolaataa isticmaalayaasha inay lacag u diraan ama ku helaan isla markiiba sheekeysiga WhatsApp . Sifada waxaa lagu dhisay korka borotokoolka Shirkadda ^{(Corporation)}Lacag - ^(Payments)bixinta ^(Payments)Qaranka^(National) ee Hindiya ^(India)Interface Payments Unified ( UPI ).

Hagahan waxtarka leh, waxaan ku soo bandhignay wax walba oo aad u baahan tahay inaad ka ogaato lacagaha WhatsApp -ka oo ay ku jiraan sida loo sameeyo WhatsApp Pay , sida loo diro ama lacag loogu helo chats WhatsApp^(WhatsApp) , sida loogu daro ama loo tirtiro akoon bangi WhatsApp -ka , iyo in ka badan.

Kahor intaadan bilaabin, waa inaad ogaataa in  WhatsApp ay awood u yeelan doonto inay gasho xogtaada soo socota oo ay xitaa la wadaagto dhammaan shirkadaha Facebook-ga - haddii aad isticmaasho Facebook iyo haddii kale:

• Macluumaadka diiwaangelinta akoonkaaga.
• Macaamilka^{(Transaction)} & xogta lacag-bixinta - oo ay ku jiraan hadhaaga bangigaaga
• Macluumaad ku saabsan sida aad ula dhaqanto dadka kale.
• Macluumaadka qalabka moobilka.
• Ciwaanka IP-gaga

Sida loo habeeyo, ku billow WhatsApp Payment^{(WhatsApp Payment)}

Thanks to WhatsApp Pay , isticmaalayaashu waxay soo diri karaan ama ku heli karaan lacag sheekeysiga iyaga oo aan isku beddelin lacag caddaan ah shakhsi ahaan ama tagin bangiga maxaliga ah. Mushaharka WhatsApp waxa^{(WhatsApp Pay)} uu suurtageliyaa wax kala iibsiga in ka badan 160 bangi oo la taageero oo ay ku jiraan ICICI Bank , HDFC Bank , Axis Bank , State Bank of India , iyo in ka badan. Habka lacag-bixinta ee karti u leh UPI ayaa hadda laga heli karaa noocii ugu dambeeyay ee WhatsApp ee Android iyo iOS.

Akhri^(Read) : Liiska Jeebabka Mobile-ka ee ugu Wanaagsan Hindiya si aad Lacag-bixinaha onlaynka ah ugu samayso^{(List of Best Mobile Wallets in India to Make Online Payments)}

Sida loogu daro ama looga saaro akoonkaaga bangiga WhatsApp

Waxaad soo diri kartaa ama heli kartaa lacag kaliya ka dib marka aad ku darto xisaabtaada bangiga WhatsApp . Hubi^(Make) inaad akoon ku leedahay bangi Hindi ah oo taageera UPI , lambarka taleefankaaga WhatsApp waa inuu ku xidhan yahay akoonka bangiga aad rabto inaad ku darto.

Dejinta Lacag bixinta WhatsApp markii ugu horeysay

1. Fur WhatsApp > Tap More Options > Lacag-bixinta> Ku dar^(Add) akoon cusub.
2. Aqbal Shuruudaha Lacag-bixinta WhatsApp iyo Siyaasadda Qarsoonnimada^(Policy) .
3. Dooro bangigaaga
4. Taabo Xaqiiji SMS> Oggolow.
5. Taabo akoontiga bangiga aad rabto inaad ku darto.
6. Taabo La Sameeyay

Waxaad isku mar ku yeelan kartaa in ka badan hal akoon oo bangi ah oo lagugu daro WhatsApp

1. Fur WhatsApp > Tap More Options > Lacag-bixinta.
2. Taabo 'ku dar habka lacag bixinta' ee hoos yimaada habka lacag bixinta.
3. Dooro bangigaaga
4. Taabo Xaqiiji SMS> Oggolow.
5. Taabo akoontiga bangiga aad rabto inaad ku darto.
6. Taabo La Sameeyay

Waad tirtiri kartaa akoontiga bangiga aad ku dartay WhatsApp

1. Fur WhatsApp > Tap More Options > Lacag-bixinta.
2. Ku dhufo akoontiga bangiga aad rabto inaad ka saarto hababka lacag bixinta .^(Payment)
3. Taabo^(Tap) Ikhtiyaar badan > Ka saar^(Remove) habka lacag bixinta.
4. Taabo ka saar^{(Tap Remove)} marka la caddeeyo.

Sida lacag loogu diro ama lagu helo chats WhatsApp

Waxaad ku diri kartaa oo aad lacag ku heli kartaa sheekeysiga kaliya ka dib marka aad ku darto akoonkaaga bangiga WhatsApp .

Sida lacag loogu diro xidhiidhka WhatsApp -ka^(WhatsApp)

1. Tag WhatsApp oo fur chatka qofka aad jeceshahay inaad lacag u dirto
2. Tap Attach > Payment (Doorashadani waxay soo baxaysaa oo keliya marka labada dhinac ay dejiyaan WhatsApp Pay -ka .
3. Hoosta ' Pay ,' geli tirada oo ku dar qoraalka, taas oo ikhtiyaari ah.
4. Geli PIN kaaga Hubi inaad mar hore dejisay PIN-ka UPI^{(UPI PIN)} .
5. Marka macaamilku dhamaado, waxaad hubin kartaa faahfaahinta lacag bixinta.

Haddii aad dejinayso WhatsApp Pay markii ugu horreysay, waxay ku waydiin kartaa inaad xaqiijiso macluumaadka kaadhka deynta, kaas oo looga baahan yahay in la dejiyo PIN-ka UPI^{(UPI PIN)} .

Lacag ku qaadashada WhatsApp

Sidoo kale, waxaad sidoo kale dooran kartaa inaad lacag ka codsato qof WhatsApp :

1. Tag WhatsApp oo fur wada sheekeysiga cidda aad jeclaan lahayd inaad lacag weydiisato.
2. Tap Attach > Payment > Navigate gudub Codsiga^(Request) .
3. Geli cadadka aad rabto inaad codsato oo ku dar qoraal ikhtiyaari ah.
4. Codsigu wuxuu dhacayaa 6 maalmood gudahood.

Markaad hesho lacagta, waxaad hubin kartaa faahfaahinta lacag-bixinta adiga oo ku dhejinaya fariinta wax kala iibsiga.

Sida loo beddelo ama loogu sameeyo UPI PIN cusub gudaha WhatsApp

1. Fur WhatsApp > Tap More doorashooyin badan> Taabo^(Tap) Lacag bixinta
2. Dooro^(Select) koontada bangiga si aad wax uga beddesho UPI PIN .
3. Taabo Beddel PIN-ka UPI^{(Tap Change UPI PIN)} ama Illow PIN UPI^{(Forgot UPI PIN)} .

Haddii aad dooratid illowday UPI PIN^{(Forgot UPI PIN)} , taabo SII SOCO^(CONTINUE) oo geli 6-da nambar ee u dambeeya lambarka kaarka deynta iyo taariikhda dhicitaanka. Xaaladaha qaarkood, bangigaagu wuxuu kugu dhiirigelin karaa inaad geliso lambarka CVV . Haddii aad dooratay Beddel PIN-ka UPI^{(Change UPI PIN)} , waxa kaliya ee aad u baahan tahay waa inaad gelisaa lambarkaaga UPI^{(UPI PIN)} ee jira . Kadib, WhatsApp ayaa kugu dhiirigelin doonta inaad geliso PIN cusub oo UPI^{(UPI PIN)} ah . Hadda, xaqiiji PIN-ka cusub ee UPI^{(UPI PIN)} .

Sida lacag loogu diro ama loo codsado addoo isticmaalaya aqoonsiga UPI^{(UPI ID)} ama QR code gudaha WhatsApp

Rumayso ama ha rumaysan, waxa kale oo aad diri kartaa ama codsan kartaa lacag addoo isticmaalaya UPI ama adiga oo sawiraya koodka QR ee WhatsApp :

1. Fur WhatsApp > Tap More doorashooyin badan> Lacag-bixinno> Lacag -bixin cusub^{(New Payment)} .
2. Dooro Aqoonsiga UPI^{(UPI ID)} ama Scan QR Code (Haddii aad dooratay ikhtiyaarka aqoonsiga UPI^{(UPI ID)} , geli aqoonsiga UPI^{(UPI ID)} ).
3. Haddii aad dooratay ikhtiyaarka Koodhka QR , sawir koodka QR.^{(QR Code)}
4. Taabo mid dir ama codso lacag.
5. Geli^(Enter) cadadka aad rabto inaad dirto ama aad codsato.> Geli^(Enter) qoraalka (ikhtiyaar)
6. Taabo astaanta falaarta

Sida loo helo koodka QR ee ku xidhan WhatsApp Pay kaaga

WhatsApp waxay u qoondaysaa kood QR gaar ah akoon kasta oo lacag^(Payment) bixin ah. Kuwa kale waxay iskaan karaan koodka QR-ka si ay lacag kuugu soo diraan WhatsApp Pay UPI :

1. Fur WhatsApp > Tap More doorashooyin badan> Lacag-bixinno.
2. Xagga sare ee shaashadda, waxaad ka heli doontaa WhatsApp Pay^{(WhatsApp Pay QR)} code QR.

Ma^(Are) isticmaashaa WhatsApp Pay si aad lacag ugu dirto ama ugu hesho sheekeysiga WhatsApp ? Sidee buu^(How) yahay waayo-aragnimadaada WhatsApp Pay ilaa hadda? Noogu sheeg faallooyinka hoose.

WhatsApp Payments: How to set up, send, receive money in WhatsApp

After more than two years of regulatory hurdles, WhatsApp has started offering its UPI-enabled Payment feature in India. Similar to messages, WhatsApp Pay allows users to send or receive money instantly in WhatsApp chats. The feature is built on top of the National Payments Corporation of India’s Unified Payments Interface (UPI) protocol.

In this handy guide, we have demonstrated nearly everything you need to know about payments in WhatsApp including how to set up WhatsApp Pay, how to send or receive money in WhatsApp chats, how to add or delete a bank account in WhatsApp, and more.

Before you begin, you should know that WhatsApp will now be able to access your following data and even share them with all Facebook-owned companies – whether you use Facebook or not:

• Your account registration information.
• Transaction & payments data – including your bank balance
• Information on how you interact with others.
• Mobile device information.
• Your IP address.

How to set up, get started with WhatsApp Payment

Thanks to WhatsApp Pay, users can send or receive money in chats without exchanging cash in person or going to a local bank. WhatsApp Pay enables transactions with more than 160 supported banks including ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and more. The UPI-enabled payment system is now available on the latest version of WhatsApp for Android and iOS.

Read: List of Best Mobile Wallets in India to Make Online Payments

How to add or remove your bank account in WhatsApp

You can send or receive money only after you have added your bank account to WhatsApp. Make sure you have an account at an Indian bank that supports UPI, and your WhatsApp phone number must be associated with the bank account you want to add.

Setting up WhatsApp Payments for the first time

1. Open WhatsApp > Tap More Options > Payments > Add new account.
2. Accept WhatsApp’s Payments Terms and Privacy Policy.
3. Select your bank.
4. Tap Verify via SMS > Allow.
5. Tap the bank account you want to add.
6. Tap Done.

You can have more than one bank account added to WhatsApp simultaneously

1. Open WhatsApp > Tap More Options > Payments.
2. Tap the ‘Add payment method’ under the payment method.
3. Select your bank.
4. Tap Verify via SMS > Allow.
5. Tap the bank account you want to add.
6. Tap Done.

You can delete the bank account you have added to WhatsApp

1. Open WhatsApp > Tap More Options > Payments.
2. Tap on the bank account you want to remove under Payment methods.
3. Tap More Options > Remove payment method.
4. Tap Remove when prompted for confirmation.

How to send or receive money in WhatsApp chats

You can send and receive money in chats only after you have added your bank account to WhatsApp.

How to send money to your WhatsApp contact

1. Go to WhatsApp and open the chat with whom you would like to send money
2. Tap Attach > Payment (This option will appear only when both parties have set up WhatsApp Pay.
3. Under ‘Pay,’ enter the amount and add the note, which is optional.
4. Enter your PIN. Make sure you have already set the UPI PIN.
5. Once the transaction is complete, you can check the payment details.

If you are setting up WhatsApp Pay for the first time, it might ask you to verify your debit card information, which is required to set up the UPI PIN.

Receiving money on WhatsApp

Similarly, you can also choose to request money from someone on WhatsApp:

1. Go to WhatsApp and open the chat with whom you would like to request money.
2. Tap Attach > Payment > Navigate to Request.
3. Enter the amount you want to request and add an optional note.
4. The request expires in 6 days.

Once you have received the money, you can check the payment details by tapping the transaction message.

How to change or set up new UPI PIN in WhatsApp

1. Open WhatsApp > Tap More options > Tap Payments.
2. Select the bank account to modify the UPI PIN.
3. Tap Change UPI PIN or Forgot UPI PIN.

In case you select Forgot UPI PIN, tap CONTINUE and enter the last 6-digits of the debit card number and the expiry date. In some cases, your bank might prompt you to enter the CVV number. If you selected Change UPI PIN, all you need to do is enter your existing UPI PIN. Then, WhatsApp will prompt you to enter a new UPI PIN. Now, confirm the new UPI PIN.

How to send or request money using UPI ID or QR code in WhatsApp

Believe it or not, you can also send or request money using UPI or by scanning QR code in WhatsApp:

1. Open WhatsApp > Tap More options > Payments > New Payment.
2. Select To UPI ID or Scan QR Code (If you selected the UPI ID option, enter the UPI ID).
3. If you selected the QR Code option, scan the QR code.
4. Tap either Send or Request money.
5. Enter the amount you want to send or request.> Enter the note (optional)
6. Tap the Arrow icon.

How to find QR code associated with your WhatsApp Pay

WhatsApp assigns a unique QR code to each Payment account. Others can scan that QR code to send you money over WhatsApp Pay UPI:

1. Open WhatsApp > Tap More options > Payments.
2. At the top of the screen, you will find your WhatsApp Pay QR code.

Are you using WhatsApp Pay to send or receive money in WhatsApp chats? How is your WhatsApp Pay experience so far? Let us know in the comment below.

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