Apple Pay waxay ka dhigtaa bixinta ku dhawaad ​​wax kasta oo fudud. Si fudud u diyaari kaadhka deynta ama kaadhka deynta ee aad rabto inaad ku isticmaasho Apple Wallet , iyo marka aad diyaar u tahay inaad hubiso, hadday online tahay ama shakhsi ahaan, waxaad ku bixin kartaa qasabad.

Ka soo qaad in aad mar hore u dejisay Apple Pay^{(set up Apple Pay)} iPhone-kaaga waxaanu ku tusi doonaa sida loogu bixiyo Apple Pay wax iibsiga online-ka iyo moobilka ah iyo dukaamada leben-iyo-madarka ah. Waxaan sidoo kale sharxi doonaa sida qof loogu bixiyo Apple Pay iyo sida loo helo ganacsiyo dhow oo aqbala.

Sida Looga Bixiyo Apple Pay Shabakadda ama App-  ka^(Web)

Haddii bakhaarku aqbalo Apple Pay , waxaad arki doontaa summada Apple Pay^{(Apple Pay)} marka la bixinayo. Waxaa laga yaabaa inaad ogaato ka hor iibsashadaada haddii ay aqbalaan Apple Pay iyagoo isticmaalaya ikhtiyaarkooda taageerada macaamiisha.

1. Dooro Apple Pay sida habka lacag bixinta marka aad diyaar u tahay inaad wax bixiso. Kadib waxaad arki doontaa kaadhkaga caadiga ah laakiin waxaad ku dhufan kartaa falaarta si aad u doorato mid kale haddii aad doorbidayso. 
2. Buuxi faahfaahinta lacag bixinta ee hadhay haddii loo baahdo.
3. IPhone kaaga ama iPadkaaga, ku ansixi lacag bixinta adigoo laba jeer gujinaya badhanka dhinaca oo xaqiiji isticmaalka ^(side)Aqoonsiga Wejiga^{(Face ID)} , Aqoonsiga Touch^{(Touch ID)} , ama lambarkaaga sirta ah. On Mac , xaqiiji isticmaalka Touch ID ama eraygaaga sirta ah. 

Sida Qof^(Person) ahaan Loogu Bixiyo Apple Pay 

Haddii aad booqato tafaariiqle jireed, waxaad isticmaali kartaa Apple Pay si aad u hubiso haddii aad aragto mid ka mid ah calaamadaha ku yaal terminalka lacag bixinta.

Markaad diyaar u tahay inaad lacag bixiso, fur Apple Wallet:

• Laba-guji^{(Double-click)} badhanka dhinaca haddii aad haysato iPhone-ka isticmaala Aqoonsiga Wajiga^{(Face ID)} .
• Haddii aad haysato iPhone-ka isticmaala Aqoonsiga taabashada^{(Touch ID)} , laba-guji badhanka Guriga^(Home) .

Haddii aadan rabin inaad isticmaasho kaarka lagu soo bandhigay xagga sare, ku dhufo kaadhadhka kale ee hoose si aad u wada aragto. Dooro kaarka aad rabto in aad isticmaasho, oo wuxuu u soo bixi doonaa xagga sare.

Ka dib u qabo iPhone-kaaga ilaa meesha lacag bixinta. 

Waxaad ku arki doontaa calaamad muujinaysa shaashaddaada iPhone oo la sameeyay^(Done) haddii lacag bixinta lagu guuleysto.

Ma awoodid inaad gasho App-ka Wallet-ka?

Haddii aad laba-gujiso dhinaca ama badhanka Guriga si aad u ^(Home)furto Walletkaaga^{(open your Wallet)} sida kor lagu sharaxay oo ay shaqayn waydo, hubi inaad karti u leedahay goobta.

1. Ka fur Settings on your iPhone.
2. Dooro Wallet & Apple Pay .
3. Xaqiiji beddelka Double-Click Side/Home Button oo daaran yahay (cagaaran).

Soo hel Dukaamada Aqbala Apple Pay

Marka aad bilowdo isticmaalka Apple Pay inta badan, waxaad ogaan doontaa sida ay u anfacayso, marka waxaa laga yaabaa inaad rabto inaad booqato meelaha bixiya ikhtiyaarkan lacag bixinta ku habboon.

Waxaad eegi kartaa ka hor intaadan ka bixin albaabka si aad u aragto meelaha ku aqbala Apple Pay laba siyaabood oo fudud.

Kaliya weydii Siri

Siri oo ah kaaliyaha dhijitaalka ah, helitaanka meherad dhow oo aqbala Apple Pay waa sahlan tahay.

Kaliya weydii wax sida:

• " Hey Siri , ma jiraa dukaan kafeega oo dhow oo aqbala Apple Pay ?"
• " Hey Siri , waa kuwee kaalmaha shidaalka ee Jidka Main^{(Main Street)} aqbala Apple Pay ?"
• " Hey Siri , ma ku isticmaali karaa Apple Pay Walgreens ^(Pay)?^(Walgreens) "

Siri waa in uu u hoggaansamaa fursadaha iyo jawaabaha iPhone kaaga.

Isticmaal Khariidadaha Apple App-ka

Khariidadaha App-ka^{(The Maps app)} waa qalab kale oo anfacaya oo lagu heli karo meelaha aqbala Apple Pay . On your iPhone, iPad, ama Mac , waxaad ka raadin kartaa sumadda Apple Pay ee faahfaahinta ganacsiga.

Ka dooro ganacsi khariidadaha^(Maps) oo hoos ugu dhaadhac qaybta Wacan in la Ogaado^{(Good to Know)} . Waxaad ku arki doontaa calaamadaha hoos ku qoran Lacagaha^{(Contactless Payments)} aan la Xiriirin .

Sida Qofka^(Individual) Loogu Bixiyo Apple Pay^{(Apple Pay)}

If you want to send money to a friend or family member, you can also do this with Apple Pay using the Messages app (iMessage). Before you send the money, you’ll choose which credit or debit card you want to use.

1. Open the conversation in the Messages app. 
2. Below the message field, tap the Apple Pay button.
3. Enter the amount you want to send and tap Pay.
4. Tap the Send button.

1. Tap the card in the pop-up at the bottom and choose the card you want to use. Disable the toggle at the top for Apple Cash (described below) if turned on. 
2. Tap the X to close the pop-up.
3. Xaqiiji faahfaahinta lacag-bixinta, laba-guji badhanka dhinaca, oo ku xaqiiji lacag-bixinta aqoonsiga Wejiga^{(Face ID)} , Aqoonsiga taabashada^{(Touch ID)} , ama lambarkaaga sirta ah.

Sida Loo Isticmaalo Casharka Apple ^{(Apple Cash)}ee Apple Pay^{(Apple Pay)}

Muuqaal kale oo ku habboon Apple Pay waa Apple Cash (oo hore u ahaan jirtay Apple Pay Cash ). Haddii aad rabto inaad isticmaasho hadhaaga kaashka Apple^{(Apple Cash)} markaad wax ku bixinayso Apple Pay , si fudud u dooro kaadhkan jeebka^(Wallet) wakhtiga hubinta. Kaliya iska hubi inaad dejisay Apple Cash^{(set up Apple Cash)} ka hor wakhtiga.

Waxa kale oo aad lacag u diri kartaa kuwa kale oo wata Apple Cash . Waxaad amaahin kartaa saaxiibkaa xoogaa lacag ah ama waxaad siin kartaa carruurtaada gunnooyinkooda isla markaaba abka fariimaha .^(Messages)

1. Ku fur wada hadalka abka  fariimaha^(Messages)
2. Hoosta goobta fariinta, ku dhufo badhanka Apple Pay .
3. Geli cadadka aad rabto inaad dirto oo taabo Bixinta^(Pay) .
4. Dib u eeg faahfaahinta u muujin doonta Apple Cash sida habka lacag bixinta. 
5. Taabo badhanka dir^(Send) oo ku xaqiiji lacag bixinta aqoonsiga wejiga , ID ^{(Face ID)}Touch^{(Touch ID)} , ama furahaaga.

Miyaanay u arkin Apple Cash ikhtiyaar ahaan?

Haddii aadan u arkin Apple Cash inay tahay ikhtiyaar aad ku bixin karto tafaariiqle ama fariimaha, hubi inay karti u leedahay.

Fur abka Settings oo dooro Wallet & Apple Pay . Xaqiiji in beddelka sare ee Apple Cash uu shid yahay.

Astaamaha kale ee Apple Cash^{(features of Apple Cash)} waxaa ka mid ah:

1. Doorashada aaladda Apple u isticmaali karto.
2. Ku darista lacag kaarka kale. 
3. U wareejinta lacagta akoonkaaga bangiga. 
4. Helitaanka lacag caddaan ah maalin kasta haddii aad isticmaasho Apple Card^{(use Apple Card)} . 
5. Isticmaalka Apple Cash Family . 

Wixii dheeraad ah, eeg sida loo sameeyo Apple Pay on Apple Watch . 

How To Pay Someone With Apple Pay on Your iPhone

Applе Pay makes paying for almost anуthing easy. Simply set up the debit or credit card(s) yoυ want to use in your Apple Wallet, and when ready to check out, whether online or in person, you can pay with a tap.

Suppose you’ve already set up Apple Pay on your iPhone we’ll show you how to pay with Apple Pay for online and mobile purchases and in brick-and-mortar stores. We’ll also explain how to pay someone with Apple Pay and how to find nearby businesses that accept it.

How To Pay With Apple Pay on the Web or in an App 

If a store accepts Apple Pay, you’ll see the Apple Pay logo at checkout. You may find out ahead of your purchase if they accept Apple Pay using their customer support options.

1. Select Apple Pay as the payment method when you’re ready to pay. You’ll then see your default card but can tap the arrow to choose another if you prefer. 
2. Complete any remaining payment details if required.
3. On your iPhone or iPad, approve the payment by double-clicking the side button and confirm using Face ID, Touch ID, or your passcode. On Mac, confirm using Touch ID or your password. 

How To Pay With Apple Pay in Person 

If you visit a physical retailer, you can use Apple Pay to check out if you see one of the logos on the payment terminal.

When you’re ready to pay, open your Apple Wallet:

• Double-click the side button if you have an iPhone that uses Face ID.
• If you have an iPhone that uses Touch ID, double-click the Home button.

If you don’t want to use the card displayed at the top, tap the other cards at the bottom to view them all. Choose the card you wish to use, and it’ll pop to the top.

Then hold your iPhone up to the payment terminal. 

You’ll see a checkmark on your iPhone screen with Done if the payment is successful.

Unable to Access the Wallet App?

If you double-click the side or Home button to open your Wallet as described above and it doesn’t work, make sure you have the setting enabled.

1. Open Settings on your iPhone.
2. Select Wallet & Apple Pay.
3. Confirm the toggle for Double-Click Side/Home Button is turned on (green).

Find Stores That Accept Apple Pay

Once you start using Apple Pay often, you’ll realize how handy it is, so you might want to visit places that offer this convenient payment option.

You can look before you head out the door to see which locations accept Apple Pay in a couple of easy ways.

Just Ask Siri

With Siri as your digital assistant, finding a nearby business that accepts Apple Pay is easy.

Simply ask something like:

• “Hey Siri, is there a nearby coffee shop that accepts Apple Pay?”
• “Hey Siri, which gas stations on Main Street accept Apple Pay?”
• “Hey Siri, can I use Apple Pay at Walgreens?”

Siri should comply with options and answers on your iPhone.

Use the Apple Maps App

The Maps app is another handy tool for finding places that accept Apple Pay. On your iPhone, iPad, or Mac, you can look for the Apple Pay logo in the business details.

Select a business in Maps and scroll down to the Good to Know section. You will see the logos below Contactless Payments.

How To Pay an Individual With Apple Pay

If you want to send money to a friend or family member, you can also do this with Apple Pay using the Messages app (iMessage). Before you send the money, you’ll choose which credit or debit card you want to use.

1. Open the conversation in the Messages app. 
2. Below the message field, tap the Apple Pay button.
3. Enter the amount you want to send and tap Pay.
4. Tap the Send button.

1. Tap the card in the pop-up at the bottom and choose the card you want to use. Disable the toggle at the top for Apple Cash (described below) if turned on. 
2. Tap the X to close the pop-up.
3. Verify the payment details, double-click the side button, and confirm the payment with Face ID, Touch ID, or your passcode.

How To Use Apple Cash With Apple Pay

Another convenient feature of Apple Pay is Apple Cash (formerly Apple Pay Cash). If you want to use your Apple Cash balance when you pay with Apple Pay, simply select this card in the Wallet at checkout time. Just be sure you set up Apple Cash ahead of time.

You can also send money to others with Apple Cash. You can loan a friend a few bucks or pay your kids their allowances right through the Messages app.

1. Open the conversation in the Messages app. 
2. Below the message field, tap the Apple Pay button.
3. Enter the amount you want to send and tap Pay.
4. Review the details which should display Apple Cash as the payment method. 
5. Tap the Send button and confirm the payment with Face ID, Touch ID, or your passcode.

Don’t See Apple Cash as an Option?

If you don’t see Apple Cash as an option to pay a retailer or via Messages, make sure it’s enabled.

Open the Settings app and select Wallet & Apple Pay. Confirm the toggle at the top for Apple Cash is turned on.

Other features of Apple Cash include:

1. Choosing which Apple device can use it.
2. Adding money from another card. 
3. Transferring money to your bank account. 
4. Receiving Daily Cash if you use Apple Card. 
5. Using Apple Cash Family. 

For more, take a look at how to set up Apple Pay on Apple Watch. 

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