Warshadaha adeegyada maaliyadeed ayaa maanta soo maray waddo dheer. Waxyaalihii aynaan ogayn inay suurtogal yihiin hadda waxa lagu samayn karaa indho birbiqsi. Waxaan hadda awoodnaa in aan si fudud ula macaamilno qof kasta oo adduunka ah. Maalqabeenada u gogol xaaraya horumarkan waxaa ka mid ah Payoneer . La aasaasay 2005, Payoneer waa shirkad adeegyo maaliyadeed oo fududaysa xawilaadda lacagta onlaynka ah oo bixisa adeegyada beddelka lacagta. Waxaa inta badan isticmaala kuwa iskood u shaqeysta si ay u diraan una helaan lacag-bixinaha.

Maxaad ugu baahan tahay Payoneer?

Payoneer waxay siisaa macaamiisheeda adeegyo kala duwan. Waxay u ogolaataa lacag bixinta u dhaxaysa isticmaalayaasha waxayna bixisaa akoonnada helitaanka maxaliga ah sidoo kale lacag la'aan, sidoo kale lacagaha qaarkood ( EUR , GBP , JPY , AUD , CAD ). Hadda, Payoneer waxay bixisaa adeegyo lacag-bixineed oo dibadda ah 200 oo waddan waxayna la shaqeysaa in ka badan 150 lacag. Diiradadeedu, si kastaba ha ahaatee, waxay u janjeertaa dhanka xirfadleyda iyo isticmaalka ganacsiga oo keliya, si ka duwan la tartamaheeda, PayPal .

Payoneer waxay^(Payoneer) ku dalacdaa qiimayaal kala duwan adeegyadeeda kala duwan. Lacag bixinta ku wareejinta kaarka deynta, waxay ku dalacaysaa 3% iyo 1% midkiiba eCheck iyo xawilaadaha bangiyada maxaliga ah. Waa inaad bixisaa 1% tacriif ah helitaanka lacag-bixinta USD ee hoos timaada Adeegga Lacag-bixinta Caalamiga ah^{(Global Payment Service)} . Sidii aan horayba u soo sheegnay, Payoneer waxay sidoo kale bixisaa adeegyo forex ah, oo ku dallaca 0.5% ka sarreeya heerka bangiga dhexe ama bartamaha suuqa.

Maanta, waxaan doonayaa inaan ka wada hadlo sida aad u xidhi karto xisaabtaada Payoneer^{(Payoneer Account)} .

Sidee loo xidhaa Koontadaada Payoneer?

Nidaamku waa mid fudud oo aan dhib lahayn:

1. Waxa ugu horreeya waa marka hore, aad Payoneer.com oo gal warqadahaaga aqoonsiga.
2. Dhinaca geeska midig ee sare ee shaashadda, ka dul bood 'Help'
3. Marka xigta, guji ' Xarunta Taageerada^{(Support Center)} ' ee hoos u dhaca.
4. Dhinaca bidix ee shaashadda, hoosta 'Search by Module', dhagsii 'Akoonka Payoneer My'.
5. Tani waxay furi doontaa doorashooyin kala duwan. Guji^(Click) 'xiri/dib u fur akoontiga' oo intaa dheer 'Waxaan rabaa in aan xidho akoonkayga'.

Kahor intaadan xidhin akoonkaaga, Payoneer wuxuu kaaga digayaa inaad isticmaasho wixii lacag ah ee kuugu jira akoonkaaga ka hor inta aanad xidhin. Waxaad haysataa ikhtiyaarka ah inaad isla markiiba sii waddo laakiin taasi waxay ku dambayn doontaa luminta dheelitirkaaga.

Waxa ku xiga sida loo sameeyo Fiidiyowyada^{(How-To Videos)} waa ikhtiyaarka aad kula xidhiidhi karto, dhagsii.

Guud ahaan, shaqaalaha kaalmaynta dhamaadkooda waxay dib ugu noqdaan hal saac ama wax ka badan emaylka.

Kadib waxay ku waydiinayaan inaad soo gudbiso qaar ka mid ah faahfaahinta akoontiga ka hor inta aanay joojin karin, sida taariikhda dhalashadaada, magacaaga oo buuxa, iyo afarta lambar ee ugu dambeeya akoontiga bangiga ee ku xidhan akoonkaaga Payoneer .

Maxaa xiga?

Xiritaanka akoonkaaga Payoneer waa in aad ka fikirto beddelaadkeeda. Waxaa laga yaabaa inaad u aragtay inay qaali tahay ama aadan u helin in Payoneer uu ammaan yahay ama ay ka maqan tahay astaamo muhiim kuu ah. Si kastaba ha ahaatee, hoos waxaa ah qaar ka mid ah aaladaha adeegyada maaliyadeed ee khadka tooska ah ee ugu sumcadda badan kuwaas oo loo isticmaali karo beddelka macquulka ah ee Payoneer :

• PayPal
• Square
• Xawaaladaha
• Google Pay

Waxaan rajeyneynaa^(Hope) inaad ka heshay qoraalkan mid faa'iido leh oo dhammaan weydiimahaaga la xaliyay.

How to Close your Payoneer Account?

The financial services industry has сome a long way today. Things we didn’t knоw wеre possible can now be done in the blink of an eye. We are now able to perform voluminous transactions with anyone around the globe with ease. Among the moguls which have paved the way for such advancementѕ is Payoneer. Founded in 2005, Payoneer is a financial services company that facilitates online money transfer and offers currency conversion services too. It is largely used by freelancers to send and receive payments.

Why do you need Payoneer?

Payoneer offers a wide array of services to its customers.  It allows payment transfer between users and offers local receiving accounts for free too, in certain currencies (EUR, GBP, JPY, AUD, CAD). Currently, Payoneer offers overseas payment transfer services in 200 countries and works with over 150 currencies. Its focus, however, is tended towards professional and business uses only, unlike its competitor, PayPal.

Payoneer charges different rates for its varied services. For payment transfers via a credit card, it charges 3% and 1% each for eCheck and local bank transfers. You have to pay a 1% tariff on receiving payments in USD under its Global Payment Service. As already mentioned, Payoneer offers forex services too, charging 0.5% above the interbank or mid-market rate.

Today, I am going to discuss how you can close your Payoneer Account.

How to close your Payoneer Account?

The process is simple and hassle-free:

1. First thing’s first, go to Payoneer.com and log in with your credentials.
2. On the top right corner of the screen, hover over ‘Help’
3. Next, click on the ‘Support Center’ from the dropdown.
4. On the left side of the screen, under the ‘Search by Topic’ section, click on ‘My Payoneer Account’.
5. This will open a range of options. Click on ‘Close/Reopen Account’ and further on ‘I wish to close my account’.

Before closing your account, Payoneer warns you to utilize any existing funds in your account before shutting it down. You have the option of proceeding immediately but that would result in the forfeiture of your balance.

Next to the How-To Videos is the option for you to contact them, click on it.

Generally, support staff from their end reverts back in an hour or so via email.

They then ask you to submit some account details before they can put a stop to it, like your birth date, your full name, and the final four digits of the bank account linked with your Payoneer account.

What next?

Closing your account on Payoneer must have you thinking about alternatives to it. Maybe you found it expensive or you didn’t find Payoneer to be secure or it lacked certain features that were important to you. Nevertheless, below are some of the most reputed online financial services platforms which can be used as viable alternatives to Payoneer:

• PayPal
• Square
• Remitly
• Google Pay

Hope you found this post useful and all your queries were solved.

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