Facebook Pay waa dadaalka Facebook uu ku doonayo in lacagta online-ka ah looga dhigo mid sahlan oo ammaan badan. Waxaad u isticmaali kartaa sida lacag dirida app^{(money sending app)} si aad u kala qaybiso biilka asxaabta ama adeeg ahaan si aad wax uga dalbato onlayn.

Facebook ayaa soo bandhigtay Facebook Pay bishii Noofambar 12^{(November 12)} , 2019. Waxaa jiray barnaamij lacag-bixineed oo Facebook iyo Messenger ah^(Messenger) tan iyo markaas, laakiin hadda uun markii Facebook uu ku dhawaaqay inuu qorsheynayo inuu keeno barnaamijyadooda iyo mareegaha kale - WhatsApp iyo Instagram .

Fikradda cusub ee leh Facebook Pay oo ka soo horjeeda qaabkii hore ee Facebook ay u oggolaatay lacag bixinta onlaynka ah, waa in aad heli karto habka lacag bixinta in lagu isticmaalo dhammaan apps-yadooda. Ka dib markaad saxiixdo oo aad doorato habka lacag-bixinta, waxaad si fudud u iibsan kartaa wax oo aad lacag kula beddeli kartaa qaataha mid ka mid ah abka.

Halka Facebook Pay uu ka shaqeeyo^{(Where Facebook Pay Works)}

Facebook Pay wuxuu hadda ku shaqeeyaa Facebook iyo Messenger , laakiin sidoo kale wuxuu soo galayaa Instagram^(Instagram) iyo WhatsApp . Waxay ka shaqeysaa dhammaan aaladaha, si aad ugu adeegsan karto mareegahaas ama barnaamijyada mobilada.

Kaliya isticmaalayaasha Mareykanka ayaa isticmaali kara Facebook Pay waqtigan, laakiin Facebook ayaa qorsheyneysa in ay u gudbiso dalal kale ugu dambeyntii.

Waa maxay lacagta Facebook-ga lagu bixiyo^{(What Facebook Pay Is For)}

Facebook Pay wuxuu u adeegaa laba ujeedo oo ku xiran meesha aad ka isticmaalayso - inaad dadka lacag ku bixiso iyo inaad wax ka iibsato online.

Waa kuwan waxa aad ku samayn karto (ugu dambeyntii, mar la hirgaliyo) Facebook Pay ka mid ah abka Facebook:

• Facebook : Wax ka iibso Suuqa Suuqa Facebook^{(Facebook Marketplace)} , ku deeq lacag-ururinta aad taageerto, oo iibso ciyaaraha iyo tigidhada dhacdada.
• Messenger : Ka bixi asxaabta iyo qoyska taleefankaaga ama kumbuyuutarkaaga.
• Instagram : Ku deeq oo ka dalbo alaabta summada aad raacdo.
• WhatsApp : U dir oo hel lacag sida Messenger .

Sida Loo Isticmaalo Facebook Pay^{(How To Use Facebook Pay)}

Habka ugu fudud ee lagu bilaabi karo isticmaalka Facebook Pay waa in la isku dayo in lacag loo diro qof. 

• La fur wada hadal qofka aad rabto inaad lacag u dirto ama lacag ka codsato.
• Taabo liiska afarta dhibcood leh ee dhanka bidix ee goobta qoraalka. Waxay noqon kartaa falaar haddii kiiboodhkaagu furan yahay. Badhankani waa calaamad lagu daray kombuyuutarrada.
• Dooro saaxiib lacag-bixineed^{(Pay Friend)} . Guji astaanta lacagta haddii aad isticmaalayso nooca desktop-ka ee goobta.

• Geli^(Enter) qaddar iyo qoraal ikhtiyaari ah, ka dibna dooro midkood CODSI^{(REQUEST )} ama BIXIN^(PAY) .

• Ku dar macluumaadkaaga lacag-bixinta; waxaad dooran kartaa KAARKA DEBITKA^{(ADD DEBIT CARD )} ama ku dar PAYPAL^{(ADD PAYPAL)} . Isticmaalayaasha Desktop-ka waa inay ku isticmaalaan kaarka deynta shaashaddan.
• Dooro habka lacag bixinta hadda markaad ku dartay akoonkaaga.
• Dooro PAY ama CODSIGA^(REQUEST) si aad u dhamaystirto wax kala iibsiga. Haddii aad dooratay PayPal , waxaad yeelan doontaa ikhtiyaar aad ku doorato habka lacag bixinta akoonkaaga oo aad rabto inaad isticmaasho. Waxa kale oo aad arki kartaa hababka lagu qaado kharashka iyo kuwa bilaashka ah.

• Si aad ugu soo noqoto shaashadda meesha aad ku dari karto habka lacag bixinta, fur menu-ka Messenger oo dooro Payments.
• Kadibna ku dar kaadhka debit-ka cusub ama PayPal^{(Add new debit card or PayPal)} . 
• Haddii aad isticmaaleyso Messenger kombiyuuterka, fur menu-ka, tag Settings , ka dibna ka dooro maamulida Facebook^{(Manage on Facebook)} qeybta lacag bixinta^(Payments) .

Siyaabo kale oo lagu galo goobaha lacag- bixinta ee Facebook^{(Facebook Pay)} -ga ayaa ka yimi bogga Facebook -ga . 

• Fur goobahaaga Facebook^{(Facebook settings)} oo ka dooro Payments dhanka bidix, ka dibna Settings Account^{(Account Settings)} ee sare.
• Si aad u aragto dhammaan macaamilada lacag-bixinta ee Facebook^{(Facebook Pay)} , fur bogga Taariikhda Lacag-bixinta^{(Payment History)} ee goobahaaga Facebook, ama tag halkan^{(or go here)} .

Facebook Pay vs PayPal

Ma u baahan tahay inaad isticmaasho Facebook Pay ama Paypal ? Iyadoo labada ikhtiyaarba diyaar u yihiin oo lacag la'aan ah inta badan wax kala iibsiga, waxay u ekaan kartaa go'aan adag. Si kastaba ha ahaatee, PayPal iyo Facebook Pay ayaa (hadda) aad uga duwan xagga shaqeynta.

Halkan waxaa ah muuqaal degdeg ah PayPal vs Facebook Pay:

• PayPal waxay ka shaqeysaa dukaamo badan
• Facebook Pay way fududahay in la sameeyo
• PayPal waxay ka shaqeysaa wadamo badan
• Facebook Pay kuma dalaco kharash
• PayPal uma baahna akoon Facebook ah^(Facebook)

Lacag-bixinta Facebook^{(Facebook Pay)} aad ayay ugu fiican tahay in lacag loogu diro asxaabta iyo qoyska. Waxa kaliya ee aad u baahan tahay waa nambarka kaadhka deynta, oo waxaad si fudud wax uga bixin kartaa wada hadal kasta. Qaabka ay hadda tahay, Facebook Pay waa uun^(just) madal lacag-bixineed oo isku-fac ah. Dhab ahaantii waxba kuma iibsan kartid.

Tani waa meesha PayPal ay ka duwan tahay. Sidaad horeyba u ogeyd, dukaamo badan oo online ah iyo xitaa dukaamo jireed ayaa kuu oggolaanaya inaad ku bixiso PayPal . Dhammaan macluumaadkaaga lacag-bixinta waxay ku kaydsan yihiin akoonkaaga, waxaadna ka hubin kartaa koontada PayPal si aad si ammaan ah oo degdeg ah wax ugu iibsato.

Farqiga kale ee runtii khuseeya kaliya waqti gaaban ayaa ah in Facebook Pay uu kaaga baahan yahay inaad yeelato akoon Facebook ah. Tani waa sababta oo ah waa inaad akoonkaaga ku sameysataa Facebook ama Messenger . Si kastaba ha ahaatee, mar haddii Facebook ay bixiso Facebook Pay^{(Facebook Pay)} ay heli karaan isticmaalayaasha WhatsApp iyo Instagram , waxaad awoodi doontaa inaad isticmaasho adeegga adoon weligaa akoon Facebook ah yeelan .

Haddii aadan lahayn akoon Facebook ah ama aadan jecleyn inaad isticmaasho, ikhtiyaarkaaga kaliya (labadaan goobood ee lacag bixinta) waa PayPal . 

Farqiga kale ee u dhexeeya Facebook Pay iyo PayPal waa in hadda ay jiraan kharashyo eber ah oo lagu isticmaalo kii hore. PayPal , dhanka kale, waxay qaadataa boqolkiiba^{(takes a certain percentage)} qaar ka mid ah wax kala iibsiga.

PayPal sidoo kale waxay leedahay gacanta sare in aad ku isticmaali karto in more than 200 countries/regions , oo aad ku beddesho lacag in ka badan laba-darsin lacag ah. Facebook Pay waxa uu la shaqeeyaa dollarka Maraykanka, waxana laga heli karaa Maraykanka oo kaliya (inkasta oo ay mustaqbalka balaadhi doonaan).

Iyadoo taas la sheegayo, PayPal ma laha habaynta degdega ah ee Facebook Pay leeyahay. Haddii saaxiibkaa aanu haysan Facebook Pay laakiin aad rabto inaad lacag ka dirto ama ka codsato, waxay awood u siin karaan lacag bixinta akoonkooda hal ama laba daqiiqo gudahood; Habka dejinta PayPal ma aha mid degdeg ah.^(PayPal)

What Is Facebook Pay and How to Use It

Facebook Pay is Facebook’s effort to make moving money online easier and more secure. You can use it as a money sending app to split a bill with friends or as a service to order things online.

Facebook introduced Facebook Pay on November 12, 2019. There has been a payment platform on Facebook and Messenger since before then, but it’s only now that Facebook has announced plans to bring it to their other apps and websites – WhatsApp and Instagram.

The new idea with Facebook Pay versus the old way Facebook has allowed online payments, is that you can have the payment method be used across all their apps. After signing up and choosing a payment method, you can easily buy things and exchange money with recipients from any of their apps.

Where Facebook Pay Works

Facebook Pay currently runs on Facebook and Messenger, but it’s also coming to Instagram and WhatsApp. It works across all platforms, so you can use it through those websites or through the mobile apps.

Only users in the US can use Facebook Pay at this time, but Facebook is planning on rolling it out to other countries eventually.

What Facebook Pay Is For

Facebook Pay serves two purposes depending on where you’re using it – to pay people and to buy things online.

Here’s what you can do (eventually, once implemented) with Facebook Pay from each of Facebook’s apps:

• Facebook: Buy things from Facebook Marketplace, donate to fundraisers you support, and buy games and event tickets.
• Messenger: Pay friends and family from your phone or computer.
• Instagram: Donate and order things from brands you follow.
• WhatsApp: Send and receive money just like in Messenger.

How To Use Facebook Pay

The easiest way to start using Facebook Pay is to attempt to send money to someone. 

• Open a conversation with the person you want to send money to or request money from.
• Tap the four-dotted menu to the left of the text field. It might be an arrow if your keyboard is open. This button is a plus sign on computers.
• Choose Pay Friend. Click the money icon if you’re using the desktop version of the site.

• Enter an amount and an optional note, and then choose either REQUEST or PAY.

• Add your payment information; you can pick ADD DEBIT CARD or ADD PAYPAL. Desktop users have to use a debit card at this screen.
• Select the payment method now that you’ve added it to your account.
• Choose PAY or REQUEST to complete the transaction. If you selected PayPal, you’ll have an option to pick which payment method from your account that you want to use. You can also see which methods charge a fee and which are free.

• To get back to the screen where you can add a payment method, open the menu in Messenger and choose Payments.
• Then Add new debit card or PayPal. 
• If you’re using Messenger on a computer, open the menu, go to Settings, and then select Manage on Facebook from the Payments section.

Another way to access the Facebook Pay settings is from the Facebook website. 

• Open your Facebook settings and choose Payments from the left side, and then Account Settings at the top.
• To see all your Facebook Pay transactions, open the Payment History page of your Facebook settings, or go here.

Facebook Pay vs PayPal

Should you use Facebook Pay or PayPal? With both options readily available and free for most transactions, it might seem like a tough decision. However, PayPal and Facebook Pay are (currently) vastly different in terms of functionality.

Here’s a quick look at PayPal vs Facebook Pay:

• PayPal works at more stores
• Facebook Pay is easier to set up
• PayPal works in more countries
• Facebook Pay doesn’t charge fees
• PayPal doesn’t require a Facebook account

Facebook Pay is great for sending money to friends and family. All you need is a debit card number, and you can make payments really easily from any conversation. In its current form, Facebook Pay is just a peer-to-peer payment platform. You can’t actually buy anything with it.

This is where PayPal is different. As you might already know, lots of online stores and even physical stores let you pay with PayPal. All your payment information is stored in your account, and you can just check out with your PayPal account to securely and quickly buy things.

Another difference that’s really only relevant for a short time is that Facebook Pay requires you to have a Facebook account. This is because you have to set up your account through Facebook or Messenger. However, once Facebook makes Facebook Pay available to WhatsApp and Instagram users, you’ll be able to use the service without ever having a Facebook account.

If you don’t have a Facebook account or you don’t like to use it, your only option (between these two payment platforms) is PayPal. 

Another difference between Facebook Pay and PayPal is that there currently are zero fees to use the former. PayPal, on the other hand, takes a certain percentage of some transactions.

PayPal also has the upper hand in that you can use it in more than 200 countries/regions, and exchange money in over two-dozen currencies. Facebook Pay only works with the US dollar, and is only available in the US (though they will expand in the future).

With that being said, PayPal doesn’t have the ultra-quick setup that Facebook Pay has. If your friend doesn’t have Facebook Pay but you want to send or request money from them, they can enable payments from their account in just a minute or two; PayPal’s setup procedure isn’t that fast.

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