Erayga Xatooyada Aqoonsiga^{(Identity Theft)} waxa la adeegsadaa, marka uu qofku isku dayo inuu qof kale yahay, iyada oo ujeedadu tahay in la abuuro khiyaamo dhaqaale. Marka tan lagu sameeyo internetka ee internetka^(Internet) , waxa loo yaqaan tuuganimada aqoonsiga internetka^{(Online Identity Theft)} . Maqaalkani waxa uu ujeedkiisu yahay in la balaadhiyo waxa ay tahay tuuganimada aqoonsiga^{(Identity Theft)} , sida ay suurtogal u tahay, waxa dhammaan ku jira domainkeeda, iyo sida looga hortago oo aad naftaada u ilaaliso.

Waa maxay Xatooyada Aqoonsiga Internetka

Xatooyada^(Theft) aqoonsiga , sida aan kor ku soo sheegnay, waa iska dhigdhig qof kale. Tan waxaa badanaa lagu sameeyaa ujeedo dembi waxayna ku baaqeysaa eedeymo dembi. Qofka ku hawlan xatooyada aqoonsiga khadka tooska^{(Online Identity Theft)} ah, wuxuu heli karaa macluumaadka kaadhka deynta ama macluumaadka liisanka darawalnimada ee qof, oo u isticmaalo inuu isu muujiyo inuu yahay qofkaas. Qofkaas, oo xogtiisa aqoonsiga Dijital ah la sii daayay ayaa noqonaysa dhibbanaha^(Victim) .

Xaalado badan, Xatooyada Aqoonsiga^{(Identity Theft)} ayaa si fudud u isticmaaleysa aqoonsiga iyo macluumaadka kaadhka deynta dhibbanaha si uu wax ugu iibsado oo uu lacag ugu wareejiyo dambiilayaasha. Tani waxay sii socon kartaa ilaa kaarka deynta^{(Credit Card)} uu ka dhamaanayo ama ilaa dhibbanuhu uu ogaado in isaga ama iyada ay ahaayeen dhibane Khiyaano Aqoonsi^{(Identity Fraud)} . Xaaladaha qaarkood, dambiilayaasha ayaa isu sheega dhibbanaha waxayna qaataan deyn aad u badan oo aan la hubin taasoo si toos ah u khusaysa dhibanayaasha xatooyada aqoonsiga. Aad bay muhiim u tahay in la xafido dhammaan xogtaada oo aan laga qaybgelin xaalad kasta.

Sidee u dhacdaa xatooyada aqoonsiga?

Ilaha ugu badan ee lagu xado macluumaadka aqoonsiga dadka kale waa jebinta xogta ee^{(data breaches)} saamaysa mareegaha dawladda ama federaalka. Waxay noqon kartaa jebinta xogta mareegaha gaarka ah sidoo kale; oo ka kooban macluumaad muhiim ah sida - macluumaadka kaadhka deynta, cinwaanka, aqoonsiga^(IDs) iimaylka , iwm.

Farsamada labaad ee ugu badan ee loo isticmaalo xadidda macluumaadka aqoonsiga waa phishing . In kasta oo inteenna badani aynaan dheg u dhigin iimayllada lagu weydiinayo faahfaahintayada gaarka ah, qaar ka mid ah weerarrada phishing-ka - sida midka loo yaqaan khiyaamada phishing-ka ee Nigeria^{(Nigerian Phishing Scams)} - ayaa inta badan ku guulaysta in ay xogta ka soo saaraan dadka aan la garanayn ee ku dhaca dabinka dembiilayaasha. - kiiskan, tuugada aqoonsiga^{(Identity Thieves)} .

Kadib, waxaa jira injineernimada bulshada^{(social engineering)} halkaas oo dambiilayaasha ay dhibanayaasha kula saaxiibaan shakhsi ahaan ama taleefan, iimaylka, ama warbaahinta bulshada. Marka ay noqdaan "saaxiibo", dembiilayaasha si fudud ayay u heli karaan macluumaadka ay rabaan. Macluumaadkan ayaa markaa loo adeegsadaa in la iska dhigo dhibbanayaasha oo loo isticmaalo aqoonsigooda ujeedooyin kala duwan oo xitaa ay ku jiraan kiisaska dambiyada.

Waa maxay noocyada kala duwan ee xatooyada aqoonsiga^{(Identity Theft)} ?

Marka loo eego Xarunta Kheyraadka ee Xatooyada Aqoonsiga^{(Identity Theft Resource Center)} , waxaa jira afar nooc oo waaweyn oo tuuganimada aqoonsiga^{(Identity Theft)} :

1. Dembiile
2. Dawladeed
3. Dhaqaale
4. Caafimaad

Qeybta dambiyada iyo xatooyada aqoonsiga maaliyadeed ayaa horay looga hadlay maqaalka. Xatooyada Aqoonsiga Dambiyada^{(Criminal Identity Theft)} , qofka lagu qabto eedeymaha dambiga wuxuu iska dhigayaa qof kale, kaas oo faahfaahintiisa iyada ama isaga ay ku hubsatay mid ka mid ah hababka kor lagu sharaxay. Eedeymahan dembiyeedka waa qasab inay wax ka beddelaan nolosha dhibbanayaasha maadaama eedeymaha ay la xiriiraan iyaga inta ay nool yihiin. Waxaa jira xulashooyin lagu nadiifin karo, laakiin waxay ku lug leeyihiin u guurista maxkamadda iyo caddaynta inay yihiin kuwa dhabta ah. Tani waxay aadi kartaa ilaa xadka laga qaadayo baarista DNA-da si loo hubiyo in qofku runtii dhibbane yahay. Sida eedeymaha iwm ay u dhigeen diiwaanka rasmiga ah, weli way sii kordhayaan mararka qaarkood dhibanayaashuna waa inay soo saaraan xukun maxkamadeed si ay u caddeeyaan inay nadiif yihiin.

Xatooyada Aqoonsiga Dawladdu^{(Governmental ID Theft)} waxay la xiriirtaa inta badan canshuur^{(Income Tax)} celinta dakhliga. Dembiilaha waxa laga yaabaa in uu ka shaqaynayo meel magaca dhibbanaha iyo aqoonsigiisa. Xaaladaas, isaga/iyadu ma xerayn karaan soo celinta IT-ga taas oo ay sababtu tahay in laguugu yeedho. In kasta oo laga yaabo inaad hore u bixisay soo celinta IT, waxaad u samaysay kaliya faa'iidooyinka aad ogtahay inaad samaysay. Diiwaanka dawladda ayaa tilmaamaya in aad lacag ka heshay hay'ad kale oo aan gabi ahaanba aanad garanayn. Iyadoo aad taas uga hortagi karto maxkamadaha sida kiis xatooyo aqoonsi ah, weli waa inaad bixisaa canshuur dheeraad ah ilaa lagaa nadiifinayo.

Xatooyada Aqoonsiga Maaliyadeed waxay^{(Financial Identity Thefts)} la xiriirtaa tuugada aqoonsiga oo amaah ku qaadanaya faahfaahintaada. Waxaa laga yaabaa inaad hesho warqadda amaahiye maalin maalmaha ka mid ah oo aad ogaato inaadan dib u bixin deyn aadan qaadan. Tani waxay sidoo kale kharribtaa warbixinnadaada deynta. Tani waa khariban maadaama ay tahay inaad la xiriirto dhammaan wakaaladaha qiimeynta oo aad u sheegtid inaad tahay dhibane xatooyo aqoonsiga. Middaani sidoo kale, waxaa laga yaabaa inay ku dhamaato maxkamado oo ay waqti qaadato si aad u nadiifiso magacaaga.

Ugu dambayntii, Xatooyada Aqoonsiga Caafimaadka^{(Medical ID Theft)} waxa loola jeedaa tuugta aqoonsiga ee isticmaalaya faa'iidooyinkaaga caafimaad ee cisbitaalada iyo farmashiyaha. Ma jirto si sahlan oo lagu ogaan karo ilaa aad la kulanto xoogaa xaalad caafimaad oo aad u dhawaato isbitaalka.

Si kastaba ha ahaatee, aad bay u adag tahay in magaca la nadiifiyo mar haddii uu yahay dhibane xatooyo aqoonsiga. Markaa waa inaad ka fogaataa qiimo kasta. Qaybta xigta waxay eegaysaa sida loo ilaaliyo ammaanka oo looga fogaado xatooyada aqoonsiga.^{(In any case, it is very tough to get the name cleared once it is a victim of identity theft. Hence you should avoid it at any cost. The next section looks at how to stay safe and avoid ID thefts.)}

Sida looga hortago tuugada aqoonsiga^{(Identity Thefts)} oo aad naftaada u ilaaliso

Ma adka inaad iska ilaaliso tuugada aqoonsiga^{(Identity Thefts)} . Waxa kaliya^(All) oo ay tahay inaad sameyso waa inaad taxaddar muujiso oo aad muujiso caqli-galnimada marka aad dadka la macaamilayso - online ama offline.

1] Ha ka jawaabin iimaylada sheegaya inaad ku guulaysatay bakhtiyaanasiib aanad waligaa gelin. Ma jiraan qorshayaal caynkaas ah oo ka socda shirkad kasta oo ay u soo jiidaan ciwaanka iimaylka si aan kala sooc lahayn oo ay rabaan inay bixiyaan lacag aad u badan ama xitaa rasiidh dhimis.

2] Ma jiraan dumar laga dhintay ama dad dhimanaya oo u baahan kaalmadaada si ay lacagtooda ugu xawilaan NGO-yada^(NGOs) dalkaaga. Haddii aad hesho iimaylada noocaas ah, isla markiiba tirtir.

3] Ma jiraan shirkado amaah ah oo diyaar u ah inay lacag amaahiyaan dadka adduunka oo dhan iyada oo aan wax ammaan ah la helin. Ka fogow iimayladaas/sheegashada.

4] Damaca^(Greed) iyo rabitaanka ah in la sameeyo lacag degdeg ah ayaa badanaa ahayd sababta ay dadku u dhiban yihiin khiyaamooyinkan oo kale. Markaa xakamee xamaasadaada iyo falalkaaga haddii aad fursad u hesho inaad gacmahaaga saarto malaayiin doolar, sabab la'aan.

5] online ka wax ka iibso^(Shop) kaliya mareegaha la aamini karo. Waxaad ogtahay in goobta la aamini karo marka ay isticmaasho astaanta qufulka. Goobahani waxay muujinayaan magaca shirkadda oo midab cagaaran ku yaala ciwaanka ciwaanka oo dhan marka laga reebo Internet Explorer . Waxaa dheer in la tixgeliyo sumcadda xarumaha wax iibsiga ee internetka. Dabcan, waxaa jiri kara dukaamo cusub oo laga yaabo inaad rabto inaad tijaabiso. Ka digtoonow wax-ka-iibsashada goobahan oo kale adiga oo samaynaya baadhitaan taariikheed oo ku saabsan boggaga.

6] Si toos ah ha uga jawaabin resumeygaaga shaqo bixinta khadka tooska ah ee iimaylada - xitaa haddii website-ka shaqada lagu magacaabo. Way u fududahay qof kasta inuu iska diiwaan geliyo goobaha shaqada oo uu ku dhejiyo boosaska shaqada ee bannaan. Samee wax yar oo ka soo jeeda shirkadda si aad u ogaato in ay dhab ahaantii tahay shirkad. Haddi shaqo banaana ay ku waydiiso faahfaahinta bangiga sidoo kale, iska dhaaf. Inaad ka nabad gasho ka xumahay.

7] Haddii saaxiib uu xiisaynayo lambarkaaga sooshal sekuuritiga iyo faahfaahinta bangiga, isaga ama iyada waxa laga yaabaa inaanay saaxiib ahayn. Faahfaahinta naftaada ku hay.

8] Isku dheelli tir^(Balance) bayaannada kaadhka deynta bil kasta si aad u aragto haddii shay jiraan oo aadan la xiriirin karin.

9] Fiiri^(Check) warbixinnada deyntaada hal mar sannadkii si aad u aragto haddii ay jiraan wax deyn ah oo aadan qaadan.

10] Ka fakar^(Think) ka hor intaadan gujin xiriirinta e-mailka, fariimaha degdega ah, ama fadhiyada sheekeysiga oo ka shaki e-mail kasta oo leh codsiyada degdega ah ee macluumaadka maaliyadeed ee shakhsi ahaaneed.

Ka Warbixi Xatooyada Aqoonsiga ee Online

Haddii baahidu timaado, waxaad u sheegi kartaa xatooyada aqoonsiga Guddiga Ganacsiga Federaalka ee Maraykanka^{(U.S. Federal Trade Commission)} ftc.gov/idtheft ftc.gov/idtheft wac khadka bilaashka ah (877) 438-4338 ama Microsoft microsoft.com/reportabuse .

Isticmaalka talooyinkan badbaadada onlaynka ah^{(online safety tips)} , waxaad awoodi doontaa inaad ka hortagto tuuganimada aqoonsiga^{(Online Identity Theft)} khadka tooska ah , ilaali naftaada, oo aad nabad geliso. Raac Tilmaamaha Badbaadada Bangiyada ee Onlaynka^{(Online Banking Safety Tips)} ah si aad u ilaaliso macaamilkaaga maaliyadeed mid sugan.

Avoid online scams! Stay Safe Online & always protect your personal information while browsing!

IDTheftCenter.org waxa ay ku siisaa qaar ka mid ah agabka waxtarka leh ee xatooyada^{(Online ID Theft)} aqoonsiga khadka tooska ah . Waxa kale oo aad ka soo dejisan kartaa ebook ku saabsan xatooyada aqoonsiga khadka tooska^{(Online Identity Theft)} ah ee Microsoft . Waxay kaloo iftiiminaysaa mawduuca.

Soo deji buugaag iyo buugyaraha la xidhiidha:^{(Download related eBooks and Brochures:)}

1. Kahortagga Khiyaanada khadka tooska ah, Ogaanshaha, Soo kabashada
2. Badbaadada Kumbuyuutarka, Qarsoonaanta Xogta, Badbaadada khadka^{(Computer Security, Data Privacy, Online Safety)}
3. Talooyin Badbaadada Qoyska .

Online Identity Theft: Prevention and Protection tips

The term Identity Theft is used, when a person purports to be some other person, with a view to creating a fraud for financial gains. When this is done online on thе Internеt, it is called Online Identity Theft. This article aims to expand on what is Identity Theft, how it is possible, what all comes under its domain, and how to prevent it and protect yourself.

What is Online Identity Theft

Identity Theft, as mentioned above, is an impersonation of some other person. This is often done with criminal intent and calls for criminal charges. A person engaged in Online Identity Theft, may obtain credit card information or driving license information of someone, and use it to present himself as that person. That person, whose Digital Identity information is leaked becomes the Victim.

In many cases, Identity Theft is simply using credentials and credit card information of the victim to buy things and transfer funds by the criminals. This can continue until the Credit Card is exhausted or until the victim comes to know that he or she has been a victim of Identity Fraud. In some cases, the criminals present themselves as the victim and take up huge sums of unsecured loans that directly implicate identity theft victims. It is – therefore – very important to keep all your data secured and not to part with it in any case.

How does Identity Theft take place?

The most common source to steal identity information of others are data breaches affecting government or federal websites. It can be data breaches of private websites too; that contain important information such as – credit card information, address, email IDs, etc.

The second most used technique for stealing identity information is Phishing.  Though most of us do not pay attention to emails asking for our personal details, some of the phishing attacks – such as the one referred to as Nigerian Phishing Scams – often succeed in getting the data out of unsuspecting people who fall into the trap of criminals – in this case, Identity Thieves.

Then, there is social engineering where the criminals befriend victims personally or over the phone, email, or social media. Once they become “friends”, the criminals can easily get the information they want. This information is then used to impersonate the victims and use their identities for different purposes that may even include criminal cases.

What are the different types of Identity Theft?

According to the Identity Theft Resource Center, there are four main types of Identity Theft:

1. Criminal
2. Governmental
3. Financial
4. Medical

The category of criminal and financial ID thefts have already been discussed in the article. In Criminal Identity Theft, the person caught on criminal charges will impersonate someone else, whose details she or he secured via one of the methods described above. These criminal charges are bound to change the lives of victims as the charges are associated with them for a lifetime. There are options to get cleared, but they involve moving to the court and proving that they are the real ones. This might go to the extent of getting DNA tests done to ascertain that the person is indeed a victim. As the charges etc. made it to official registers, they still keep on popping up at times and the victims have to produce court verdict to prove themselves clean.

The Governmental ID Theft is related mainly to the Income Tax returns. The criminal may be working somewhere under the victim’s name and identity. In that case, s/he may not file IT returns due to which you will be summoned. Though you may already have paid IT returns, you did it for only the gains you know you made. The records of the government will indicate you have been receiving funds from another entity that is completely unknown to you. While you can counter this in courts as a case of ID theft, you still have to pay extra taxes until you are cleared.

Financial Identity Thefts relate to ID thieves taking up loans on your details. You might receive a lender’s letter someday and find that you have not repaid a loan you did not take. This also spoils your credit reports. This is a mess as you have to contact all the credit rating agencies and tell them that you are a victim of identity theft. This too, might end up in courts and take the time to clear your name.

And finally, Medical ID Theft refers to ID thieves using your medical benefits at hospitals and pharmacies. There is no easier way to discover it until you encounter some medical condition and approach the hospital.

In any case, it is very tough to get the name cleared once it is a victim of identity theft. Hence you should avoid it at any cost. The next section looks at how to stay safe and avoid ID thefts.

How to prevent Identity Thefts and protect yourself

It is not very hard to avoid Identity Thefts. All you have to do is to use caution and exercise common sense when dealing with people – online or offline.

1] Do not reply to emails that say you won a lottery that you never entered. There are no such schemes from any company where they pull up an email address randomly and want to give away a huge sum of money or even discount coupons.

2] There are no widows or dying people who need your help to transfer their money to NGOs in your country. If you receive such emails, delete them immediately.

3] There are no loan companies that are willing to lend money to people across the globe without any security. Stay away from such emails/claims.

4] Greed and the desire to make quick money has usually been why people fall victim to such scams. So control your excitement and actions if you get a ‘chance’ to lay your hands on millions of dollars, for no reason.

5] Shop online only on trusted websites. You know a site is trusted when it uses a lock icon. These sites show the name of the company in green color in the address bar of all browsers except Internet Explorer. Plus the reputation of online shopping centers has to be considered. Of course, there can be new stores that you may want to try out. Exercise caution in buying from such sites by doing a background check on the sites.

6] Do not directly reply with your resume to online job offers via emails – even if the job website is reputed. It is easy for anyone to register with job sites and post job vacancies. Do a little background check on the company to see if it is indeed a company. If a job vacancy asks you for bank details as well, ignore it. Better be safe than sorry.

7] If a friend is interested in your social security number and bank details, he or she may not be a friend. Keep the details to yourself.

8] Balance your credit card statements every month to see if any item exists that you cannot relate to.

9] Check out your credit reports once a year to see if there are any loans that you did not take.

10] Think before clicking links in the e-mail, instant messages, or chat sessions and be suspicious of any e-mail with urgent requests for personal financial information.

Report Online Identity Theft

If the need arises, you can report the identity theft to the U.S. Federal Trade Commission at ftc.gov/idtheft or call toll-free (877) 438-4338 or to Microsoft at microsoft.com/reportabuse.

Using these online safety tips, you will be able to prevent Online Identity Theft, protect yourself, and stay safe. Follow these Online Banking Safety Tips to keep your financial transactions secure.

Avoid online scams! Stay Safe Online & always protect your personal information while browsing!

IDTheftCenter.org offers some useful resources on Online ID Theft. You can also download an eBook on Online Identity Theft from Microsoft. It also throws additional light on the subject.

Download related eBooks and Brochures:

1. Online Fraud Prevention, Detection, Recovery
2. Computer Security, Data Privacy, Online Safety
3. Family Online Safety Tips.

Related posts

• Sida loo hubiyo in xiriirku uu badbaado yahay ama aan la isticmaalin biraawsarkaaga

• Soo ogow in akoonkaaga onlaynka ah la jabsaday & iimaylka & faahfaahinta sirta ah oo la daatay

• Talooyin Badbaadada onlaynka ah ee Carruurta, Ardayda iyo Dhallinyarada

• Maqaalka Amniga Internetka iyo talooyinka isticmaalayaasha Windows

• Ka ilaali carruurtaada waxyaabaha ay ku jiraan dadka waaweyn addoo isticmaalaya Browsing Nadiif ah

• CSS Exfil Ilaalinta biraawsarka kordhinta waxay bixisaa CSS Exfil weerar nuglaanta

• Khayaanada Microsoft: Khiyaanada Taleefanka & iimaylka ee si khaldan u isticmaala Magaca Microsoft

• Daaqadaha ma bilaabi karin adeegga Ilaalinta Software-ka

• Waa maxay Pharming sideese uga hortagi kartaa Khayaanada Intarneedka ah?

• Waa maxay Pastejacking? Waa maxay sababta aadan uga koobiyn karin koollada shabakadda?

• Waa maxay Ilaalinta Xisaabaadka ee Windows 11/10 iyo sida loo qariyo qaybtan

• Waa maxay Fleeceware? Sidee iskaga ilaalin kartaa abka Fleeceware?

• Sida loogu daro ama looga saaro abka gudaha Ka faa'iidaysiga Ilaalinta ee Windows 10

• Adeegga Platform Ilaalinta Software Sppsvc.exe taasoo keenaysa isticmaalka CPU sare

• Sida loo suurtageliyo ama loo joojiyo Ilaalinta Qoraalka USB ee Windows 10

• Hagaaji Hawlaha Hore ee Ilaalinta Nidaamka SrTasks.exe Isticmaalka Disk-ga Sare

• Shaqaalaysiinta Been-abuurka ah ee Online-ka ah iyo Khiyaanada Shaqooyinka ayaa sii kordhaya

• Khatarta iyo Cawaaqib xumada ka dhalan karta wadaagga badan ee Baraha Bulshada

• PayPal Login: Talooyin si aad si ammaan ah isugu diiwaan geliso oo aad si ammaan ah u gasho

• Weerarada Cyber ​​- Qeexid, Noocyada, Ka Hortagga